Hotai Finance CoTPE:6592 +3.90%86 EBITDA Margin % is 24.14% as of Dec. 2025, which is 7% below its 10-year median of 26.06. GuruFocus rates TPE:6592 with a GF Score™ of 86/100 and a GF Value™ of NT$81.32 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 412 Credit Services companies, Hotai Finance Co ranks better than 50.24% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Hotai Finance Co's EBITDA for the
three
months ended in Dec. 2025 was NT$1,391 Mil. Hotai Finance Co's Revenue for the
three
months ended in Dec. 2025 was NT$5,764 Mil. Therefore, Hotai Finance Co's EBITDA margin for the quarter that ended in Dec. 2025 was 24.14%.
Hotai Finance Co (TPE:6592) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Hotai Finance Co EBITDA Margin % Related Terms
Hotai Finance Co EBITDA Margin % Historical Data
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The historical data trend for Hotai Finance Co's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TPE:6592 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Hotai Finance Co's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hotai Finance Co EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Hotai Finance Co's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Hotai Finance Co's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hotai Finance Co (TPE:6592) has a EBITDA Margin % of 24.14% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Hotai Finance Co and its competitors. This is near median its historical median of 26.06. Over the past decade, Hotai Finance Co's EBITDA Margin % has ranged from 19.67 to 33.45. According to the industry distribution chart, Hotai Finance Co ranks #205 out of 412 companies in the Credit Services industry, placing it in the top 49.8%.
Is Hotai Finance Co's EBITDA Margin % too high?
Hotai Finance Co's current EBITDA Margin % of 24.14% is near median its 10-year median of 26.06. Over the past 10 years, this metric has ranged from a low of 19.67 to a high of 33.45. The Credit Services industry median EBITDA Margin % is 21.04. Hotai Finance Co's value of 24.14% is 14.8% above this industry median. Based on the distribution chart, Hotai Finance Co ranks #205 out of 412 companies in the Credit Services industry, which is above the industry midpoint. Overall, Hotai Finance Co has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hotai Finance Co's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Hotai Finance Co ranks #205 out of 412 companies for EBITDA Margin %. This puts Hotai Finance Co in the upper half of its industry. The industry median EBITDA Margin % is 21.04. Hotai Finance Co's value of 24.14% is 14.8% above this benchmark. Historically, Hotai Finance Co's own EBITDA Margin % has ranged from 19.67 to 33.45 over the past decade. While the company's 10-year median is 26.06 vs. the industry median of 21.04, Hotai Finance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.04, based on 412 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hotai Finance Co's current EBITDA Margin % of 24.14% is 14.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Hotai Finance Co and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hotai Finance Co's current EBITDA Margin % is 24.14%, which is near median its own 10-year median of 26.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hotai Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Hotai Finance Co (TPE:6592) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$81.32, compared to a current price of NT$61.30 — trading 24.6% below its estimated fair value. The current EBITDA Margin % is 24.14%, which is near median its 10-year median of 26.06 and 14.8% above the Credit Services industry median of 21.04. Hotai Finance Co's overall GF Score™ is 86/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Hotai Finance Co (TPE:6592), the current EBITDA Margin % is 24.14% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hotai Finance Co (TPE:6592) Overvalued in 2026?
Based on GuruFocus' analysis, Hotai Finance Co stock appears to be undervalued.
The current stock price of NT$61.30 is trading 24.6% below its estimated GF Value™ of NT$81.32.
GuruFocus considers Hotai Finance Co to be Modestly Undervalued.
Key valuation signals for TPE:6592:
EBITDA Margin %: 24.14% (near median its 10-year median of 26.06)
GF Value™: NT$81.32 vs. price of NT$61.30 (24.6% below fair value)
Industry Position: 14.8% above the Credit Services median (#205 of 412)
No single metric tells the full story. See the TPE:6592 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hotai Finance Co Ltd is a Taiwan-based full-service financing company. It is engaged in the installment sales and leases of vehicles and equipment. The company offers products and services such as an Installment loan for a new car, used car, motorcycle & scooter, and others. The company's geographical segment consists of Taiwan and China. The company generates the majority of its revenue from Taiwan.
86GF Score
Get the complete analysis for TPE:6592
EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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