Hotai Finance CoTPE:6592 +3.90%86 Net Margin % is 16.83% as of Dec. 2025, which is 7% above its 10-year median of 15.72. GuruFocus rates TPE:6592 with a GF Score™ of 86/100 and a GF Value™ of NT$81.32 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 531 Credit Services companies, Hotai Finance Co ranks worse than 51.41% on this metric.
The historical rank and industry rank for Hotai Finance Co's Net Margin % or its related term are showing as below:
TPE:6592'
s Net Margin % Range Over the Past 10 Years
Min: 10.55 Med: 15.72 Max: 17.63
Current: 14.24
TPE:6592's Net Margin % is ranked worse than 51.41% of 531
companies
in the Credit Services industry
Industry Median: 14.74
vs TPE:6592: 14.24
Hotai Finance Co (TPE:6592) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Hotai Finance Co Net Margin % Related Terms
Hotai Finance Co Net Margin % Historical Data
* Premium members only.
The historical data trend for Hotai Finance Co's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Hotai Finance Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hotai Finance Co Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Hotai Finance Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where Hotai Finance Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hotai Finance Co (TPE:6592) has a Net Margin % of 16.83% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Hotai Finance Co and its competitors. This is near median its historical median of 15.72. Over the past decade, Hotai Finance Co's Net Margin % has ranged from 10.55 to 17.63. According to the industry distribution chart, Hotai Finance Co ranks #273 out of 531 companies in the Credit Services industry, placing it in the top 51.4%.
Is Hotai Finance Co's Net Margin % too high?
Hotai Finance Co's current Net Margin % of 16.83% is near median its 10-year median of 15.72. Over the past 10 years, this metric has ranged from a low of 10.55 to a high of 17.63. The Credit Services industry median Net Margin % is 14.74. Hotai Finance Co's value of 16.83% is 14.2% above this industry median. Based on the distribution chart, Hotai Finance Co ranks #273 out of 531 companies in the Credit Services industry, which is below the industry midpoint. Overall, Hotai Finance Co has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Hotai Finance Co's Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Hotai Finance Co ranks #273 out of 531 companies for Net Margin %. This places Hotai Finance Co in the lower half of its industry. The industry median Net Margin % is 14.74. Hotai Finance Co's value of 16.83% is 14.2% above this benchmark. Historically, Hotai Finance Co's own Net Margin % has ranged from 10.55 to 17.63 over the past decade. While the company's 10-year median is 15.72 vs. the industry median of 14.74, Hotai Finance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.74, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hotai Finance Co's current Net Margin % of 16.83% is 14.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Hotai Finance Co and its competitors. For the Credit Services industry, the median Net Margin % is 14.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hotai Finance Co's current Net Margin % is 16.83%, which is near median its own 10-year median of 15.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hotai Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Hotai Finance Co (TPE:6592) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$81.32, compared to a current price of NT$61.30 — trading 24.6% below its estimated fair value. The current Net Margin % is 16.83%, which is near median its 10-year median of 15.72 and 14.2% above the Credit Services industry median of 14.74. Hotai Finance Co's overall GF Score™ is 86/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Hotai Finance Co (TPE:6592), the current Net Margin % is 16.83% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hotai Finance Co (TPE:6592) Overvalued in 2026?
Based on GuruFocus' analysis, Hotai Finance Co stock appears to be undervalued.
The current stock price of NT$61.30 is trading 24.6% below its estimated GF Value™ of NT$81.32.
GuruFocus considers Hotai Finance Co to be Modestly Undervalued.
Key valuation signals for TPE:6592:
Net Margin %: 16.83% (near median its 10-year median of 15.72)
GF Value™: NT$81.32 vs. price of NT$61.30 (24.6% below fair value)
Industry Position: 14.2% above the Credit Services median (#273 of 531)
No single metric tells the full story. See the TPE:6592 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hotai Finance Co Ltd is a Taiwan-based full-service financing company. It is engaged in the installment sales and leases of vehicles and equipment. The company offers products and services such as an Installment loan for a new car, used car, motorcycle & scooter, and others. The company's geographical segment consists of Taiwan and China. The company generates the majority of its revenue from Taiwan.
86GF Score
Get the complete analysis for TPE:6592
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TPE:6592 has been successfully added to your 
