Hotai Finance Co (TPE:6592) Dividend Payout Ratio: 1.16 (As of Jun. 2026) — 176% Above Median

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TPE:6592 Hotai Finance Co Ltd TPE:6592
84 GF Score
Price NT$60.30
GF Value NT$63.79
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is Hotai Finance Co Dividend Payout Ratio?

Hotai Finance Co TPE:6592 -0.17% 84 Dividend Payout Ratio is 1.16 as of Jun. 2026, which is 176% above its 10-year median of 0.42. GuruFocus rates TPE:6592 with a GF Score™ of 84/100 and a GF Value™ of NT$63.79 (Fairly Valued). The stock has 7 warning signs investors should review. Among 196 Credit Services companies, Hotai Finance Co ranks better than 51.02% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Hotai Finance Co's Dividend Payout Ratio for the months ended in Jun. 2026 was 1.16.

The historical rank and industry rank for Hotai Finance Co's Dividend Payout Ratio or its related term are showing as below:

TPE:6592' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.27   Med: 0.42   Max: 0.45
Current: 0.3

During the past 10 years, the highest Dividend Payout Ratio of Hotai Finance Co was 0.45. The lowest was 0.27. And the median was 0.42.

TPE:6592's Dividend Payout Ratio is ranked better than
51.02% of 196 companies
in the Credit Services industry
Industry Median: 0.3 vs TPE:6592: 0.30

As of today (2026-08-20), the Dividend Yield % of Hotai Finance Co is 4.97%.

During the past 10 years, the highest Trailing Annual Dividend Yield of Hotai Finance Co was 9.39%. The lowest was 2.14%. And the median was 3.78%.

Hotai Finance Co's Dividends per Share for the months ended in Jun. 2026 was NT$3.00.

During the past 12 months, Hotai Finance Co's average Dividends Per Share Growth Rate was -48.50% per year. During the past 3 years, the average Dividends Per Share Growth Rate was -4.70% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 2.40% per year.

During the past 10 years, the highest 3-Year average Dividends Per Share Growth Rate of Hotai Finance Co was 8.40% per year. The lowest was -4.70% per year. And the median was 4.35% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Hotai Finance Co (TPE:6592) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Hotai Finance Co Dividend Payout Ratio Related Terms

Hotai Finance Co Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Hotai Finance Co's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hotai Finance Co Dividend Payout Ratio Chart

Hotai Finance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.45 0.43 0.32 0.27 0.28

Hotai Finance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.93 0.00 0.00 0.00 1.16

TPE:6592 vs V, MA, AXP: Dividend Payout Ratio Comparison

For the Credit Services subindustry, Hotai Finance Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hotai Finance Co Dividend Payout Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Hotai Finance Co's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Hotai Finance Co's Dividend Payout Ratio falls into.


TPE:6592
84GF Score
Hotai Finance Co Ltd TPE:6592
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hotai Finance Co Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Hotai Finance Co's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=2.913/ 10.527
=0.28

Hotai Finance Co's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=3/ 2.582
=1.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 1.16 mean?
Hotai Finance Co (TPE:6592) has a Dividend Payout Ratio of 1.16 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Hotai Finance Co and its competitors. This is 176% above median its historical median of 0.42. Over the past decade, Hotai Finance Co's Dividend Payout Ratio has ranged from 0.27 to 0.45. According to the industry distribution chart, Hotai Finance Co ranks #96 out of 196 companies in the Credit Services industry, placing it in the top 49%.
Is Hotai Finance Co's Dividend Payout Ratio too high?
Hotai Finance Co's current Dividend Payout Ratio of 1.16 is 176% above median its 10-year median of 0.42. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 0.45. The Credit Services industry median Dividend Payout Ratio is 0.30. Hotai Finance Co's value of 1.16 is 286.7% above this industry median. Based on the distribution chart, Hotai Finance Co ranks #96 out of 196 companies in the Credit Services industry, which is above the industry midpoint. Overall, Hotai Finance Co has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hotai Finance Co's Dividend Payout Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Hotai Finance Co ranks #96 out of 196 companies for Dividend Payout Ratio. This puts Hotai Finance Co in the upper half of its industry. The industry median Dividend Payout Ratio is 0.30. Hotai Finance Co's value of 1.16 is 286.7% above this benchmark. Historically, Hotai Finance Co's own Dividend Payout Ratio has ranged from 0.27 to 0.45 over the past decade. While the company's 10-year median is 0.42 vs. the industry median of 0.30, Hotai Finance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Credit Services company?
The median Dividend Payout Ratio among Credit Services companies is 0.30, based on 196 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hotai Finance Co's current Dividend Payout Ratio of 1.16 is 286.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Hotai Finance Co and its competitors. For the Credit Services industry, the median Dividend Payout Ratio is 0.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hotai Finance Co's current Dividend Payout Ratio is 1.16, which is 176% above median its own 10-year median of 0.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hotai Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Hotai Finance Co (TPE:6592) is currently considered Fairly Valued. The stock's GF Value™ is NT$63.79, compared to a current price of NT$60.30 — trading 5.5% below its estimated fair value. The current Dividend Payout Ratio is 1.16, which is 176% above median its 10-year median of 0.42 and 286.7% above the Credit Services industry median of 0.30. Hotai Finance Co's overall GF Score™ is 84/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Hotai Finance Co (TPE:6592), the current Dividend Payout Ratio is 1.16 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hotai Finance Co (TPE:6592) Overvalued in 2026?

Based on GuruFocus' analysis, Hotai Finance Co stock appears to be undervalued. The current stock price of NT$60.30 is trading 5.5% below its estimated GF Value™ of NT$63.79. GuruFocus considers Hotai Finance Co to be Fairly Valued.

Key valuation signals for TPE:6592:

  • Dividend Payout Ratio: 1.16 (176% above median its 10-year median of 0.42)
  • GF Value™: NT$63.79 vs. price of NT$60.30 (5.5% below fair value)
  • GF Score™: 84/100 with 7 warning signs
  • Industry Position: 286.7% above the Credit Services median (#96 of 196)

No single metric tells the full story. See the TPE:6592 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hotai Finance Co Business Description

Address No.605, Ruiguang Road, 10th Floor, Neihu District, Taipei, TWN, 114
Hotai Finance Co Ltd is a Taiwan-based full-service financing company. It is engaged in the installment sales and leases of vehicles and equipment. The company offers products and services such as an Installment loan for a new car, used car, motorcycle & scooter, and others. The company's geographical segment consists of Taiwan and China. The company generates the majority of its revenue from Taiwan.
84GF Score

Get the complete analysis for TPE:6592

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$60.30
Price
NT$63.79
GF Value