Unilever Ghana (XGHA:UNIL) Days Payable: 98.73 (As of Mar. 2026) — 97% Above Median


XGHA:UNIL Unilever Ghana PLC XGHA:UNIL
90 GF Score
Price GHS29.50
GF Value GHS11.19
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Unilever Ghana Days Payable?

Unilever Ghana XGHA:UNIL 90 Days Payable is 98.73 as of Mar. 2026, which is 97% above its 10-year median of 50.11. GuruFocus rates XGHA:UNIL with a GF Score™ of 90/100 and a GF Value™ of GHS11.19 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,881 Consumer Packaged Goods companies, Unilever Ghana ranks better than 80.75% on this metric.

Unilever Ghana's average Accounts Payable for the three months ended in Mar. 2026 was GHS152 Mil. Unilever Ghana's Cost of Goods Sold for the three months ended in Mar. 2026 was GHS141 Mil. Hence, Unilever Ghana's Days Payable for the three months ended in Mar. 2026 was 98.73.

The historical rank and industry rank for Unilever Ghana's Days Payable or its related term are showing as below:

XGHA:UNIL' s Days Payable Range Over the Past 10 Years
Min: 33.13   Med: 50.11   Max: 125.62
Current: 90.59

During the past 10 years, Unilever Ghana's highest Days Payable was 125.62. The lowest was 33.13. And the median was 50.11.

XGHA:UNIL's Days Payable is ranked better than
80.75% of 1881 companies
in the Consumer Packaged Goods industry
Industry Median: 44.14 vs XGHA:UNIL: 90.59

Unilever Ghana's Days Payable increased from Mar. 2025 (57.97) to Mar. 2026 (98.73). It may suggest that Unilever Ghana delayed paying its suppliers.


Unilever Ghana Days Payable Historical Data

* Premium members only.

The historical data trend for Unilever Ghana's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unilever Ghana Days Payable Chart

Unilever Ghana Annual Data
Trend Dec08 Dec09 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 47.25 37.25 33.13 37.56 52.97

Unilever Ghana Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 57.97 76.89 91.48 87.11 98.73

XGHA:UNIL vs PG, CL, KVUE: Days Payable Comparison

For the Household & Personal Products subindustry, Unilever Ghana's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unilever Ghana Days Payable vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Unilever Ghana's Days Payable distribution charts can be found below:

* The bar in red indicates where Unilever Ghana's Days Payable falls into.


XGHA:UNIL
90GF Score
Unilever Ghana PLC XGHA:UNIL
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Unilever Ghana Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Unilever Ghana's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (59.51 + 124.125) / 2 ) / 632.678*365
=91.8175 / 632.678*365
=52.97

Unilever Ghana's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (124.125 + 180.77) / 2 ) / 140.902*365 / 4
=152.4475 / 140.902*365 / 4
=98.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 98.73 mean?
Unilever Ghana (XGHA:UNIL) has a Days Payable of 98.73 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Unilever Ghana and its competitors. This is 97% above median its historical median of 50.11. Over the past decade, Unilever Ghana's Days Payable has ranged from 33.13 to 125.62. According to the industry distribution chart, Unilever Ghana ranks #362 out of 1881 companies in the Consumer Packaged Goods industry, placing it in the top 19.2%.
Is Unilever Ghana's Days Payable too high?
Unilever Ghana's current Days Payable of 98.73 is 97% above median its 10-year median of 50.11. Over the past 10 years, this metric has ranged from a low of 33.13 to a high of 125.62. The Consumer Packaged Goods industry median Days Payable is 44.14. Unilever Ghana's value of 98.73 is 123.7% above this industry median. Based on the distribution chart, Unilever Ghana ranks #362 out of 1881 companies in the Consumer Packaged Goods industry, which is in the top quartile — a strong position relative to peers. Overall, Unilever Ghana has a GF Score™ of 90/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Unilever Ghana's Days Payable compare to PG and CL?
According to the Consumer Packaged Goods industry distribution chart, Unilever Ghana ranks #362 out of 1881 companies for Days Payable. This places Unilever Ghana in the top 19% of its industry — outperforming the majority of peers. The industry median Days Payable is 44.14. Unilever Ghana's value of 98.73 is 123.7% above this benchmark. Historically, Unilever Ghana's own Days Payable has ranged from 33.13 to 125.62 over the past decade. While the company's 10-year median is 50.11 vs. the industry median of 44.14, Unilever Ghana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Consumer Packaged Goods company?
The median Days Payable among Consumer Packaged Goods companies is 44.14, based on 1,881 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Unilever Ghana's current Days Payable of 98.73 is 123.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Unilever Ghana and its competitors. For the Consumer Packaged Goods industry, the median Days Payable is 44.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unilever Ghana's current Days Payable is 98.73, which is 97% above median its own 10-year median of 50.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unilever Ghana stock overvalued right now?
Based on GuruFocus' analysis, Unilever Ghana (XGHA:UNIL) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS11.19, compared to a current price of GHS29.50 — trading 163.6% above its estimated fair value. The current Days Payable is 98.73, which is 97% above median its 10-year median of 50.11 and 123.7% above the Consumer Packaged Goods industry median of 44.14. Unilever Ghana's overall GF Score™ is 90/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Unilever Ghana (XGHA:UNIL), the current Days Payable is 98.73 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unilever Ghana (XGHA:UNIL) Overvalued in 2026?

Based on GuruFocus' analysis, Unilever Ghana stock appears to be overvalued. The current stock price of GHS29.50 is trading 163.6% above its estimated GF Value™ of GHS11.19. GuruFocus considers Unilever Ghana to be Significantly Overvalued.

Key valuation signals for XGHA:UNIL:

  • Days Payable: 98.73 (97% above median its 10-year median of 50.11)
  • GF Value™: GHS11.19 vs. price of GHS29.50 (163.6% above fair value)
  • GF Score™: 90/100 with 3 warning signs
  • Industry Position: 123.7% above the Consumer Packaged Goods median (#362 of 1881)

No single metric tells the full story. See the XGHA:UNIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Unilever Ghana Business Description

Address Tema Factory, Plot No. Ind/A/2/3A-4, P O Box 721, Tema, GHA
Unilever Ghana PLC is engaged in manufacturing and selling consumer goods. The company offers personal care products, food products and home care products.
90GF Score

Get the complete analysis for XGHA:UNIL

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS29.50
Price
GHS11.19
GF Value