Unilever GhanaXGHA:UNIL 93 PB Ratio is 21.84 as of Jul. 11, 2026, which is 225% above its 10-year median of 6.73. GuruFocus rates XGHA:UNIL with a GF Score™ of 93/100 and a GF Value™ of GHS10.92 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,894 Consumer Packaged Goods companies, Unilever Ghana ranks worse than 97.68% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-11), Unilever Ghana's share price is GHS29.50. Unilever Ghana's Book Value per Share for the quarter that ended in Mar. 2026 was GHS1.35. Hence, Unilever Ghana's PB Ratio of today is 21.84.
Warning Sign:
Unilever Ghana PLC stock PB Ratio (=21.84) is close to 10-year high of 22.21.
The historical rank and industry rank for Unilever Ghana's PB Ratio or its related term are showing as below:
XGHA:UNIL'
s PB Ratio Range Over the Past 10 Years
Min: 2.44 Med: 6.73 Max: 22.21
Current: 21.84
During the past 10 years, Unilever Ghana's highest PB Ratio was 22.21. The lowest was 2.44. And the median was 6.73.
XGHA:UNIL's PB Ratio is ranked worse than 97.68% of 1894
companies
in the Consumer Packaged Goods industry
Industry Median: 1.36
vs XGHA:UNIL: 21.84
During the past 12 months, Unilever Ghana's average Book Value Per Share Growth Rate was 39.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 74.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 62.40% per year.
During the past 10 years, the highest 3-Year average Book Value Per Share Growth Rate of Unilever Ghana was 83.20% per year. The lowest was -50.10% per year. And the median was 14.60% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Unilever Ghana PB Ratio Related Terms
Unilever Ghana PB Ratio Historical Data
* Premium members only.
The historical data trend for Unilever Ghana's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Household & Personal Products subindustry, Unilever Ghana's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Unilever Ghana PB Ratio vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, Unilever Ghana's PB Ratio distribution charts can be found below:
* The bar in red indicates where Unilever Ghana's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Unilever Ghana's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Unilever Ghana (XGHA:UNIL) has a PB Ratio of 21.84 as of Jul. 11, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Unilever Ghana and its competitors. This is 225% above median its historical median of 6.73. Over the past decade, Unilever Ghana's PB Ratio has ranged from 2.44 to 22.21. According to the industry distribution chart, Unilever Ghana ranks #1850 out of 1894 companies in the Consumer Packaged Goods industry, placing it in the top 97.7%.
Is Unilever Ghana's PB Ratio too high?
Unilever Ghana's current PB Ratio of 21.84 is 225% above median its 10-year median of 6.73. Over the past 10 years, this metric has ranged from a low of 2.44 to a high of 22.21. The Consumer Packaged Goods industry median PB Ratio is 1.36. Unilever Ghana's value of 21.84 is 1505.9% above this industry median. Based on the distribution chart, Unilever Ghana ranks #1850 out of 1894 companies in the Consumer Packaged Goods industry, which is in the bottom quartile relative to peers. Overall, Unilever Ghana has a GF Score™ of 93/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Unilever Ghana's PB Ratio compare to PG and CL?
According to the Consumer Packaged Goods industry distribution chart, Unilever Ghana ranks #1850 out of 1894 companies for PB Ratio. This places Unilever Ghana in the lower half of its industry. The industry median PB Ratio is 1.36. Unilever Ghana's value of 21.84 is 1505.9% above this benchmark. Historically, Unilever Ghana's own PB Ratio has ranged from 2.44 to 22.21 over the past decade. While the company's 10-year median is 6.73 vs. the industry median of 1.36, Unilever Ghana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Consumer Packaged Goods company?
The median PB Ratio among Consumer Packaged Goods companies is 1.36, based on 1,894 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Unilever Ghana's current PB Ratio of 21.84 is 1505.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Unilever Ghana and its competitors. For the Consumer Packaged Goods industry, the median PB Ratio is 1.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unilever Ghana's current PB Ratio is 21.84, which is 225% above median its own 10-year median of 6.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unilever Ghana stock overvalued right now?
Based on GuruFocus' analysis, Unilever Ghana (XGHA:UNIL) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS10.92, compared to a current price of GHS29.50 — trading 170.1% above its estimated fair value. The current PB Ratio is 21.84, which is 225% above median its 10-year median of 6.73 and 1505.9% above the Consumer Packaged Goods industry median of 1.36. Unilever Ghana's overall GF Score™ is 93/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Unilever Ghana (XGHA:UNIL), the current PB Ratio is 21.84 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Unilever Ghana (XGHA:UNIL) Overvalued in 2026?
Based on GuruFocus' analysis, Unilever Ghana stock appears to be overvalued.
The current stock price of GHS29.50 is trading 170.1% above its estimated GF Value™ of GHS10.92.
GuruFocus considers Unilever Ghana to be Significantly Overvalued.
Key valuation signals for XGHA:UNIL:
PB Ratio: 21.84 (225% above median its 10-year median of 6.73)
GF Value™: GHS10.92 vs. price of GHS29.50 (170.1% above fair value)
Industry Position: 1505.9% above the Consumer Packaged Goods median (#1850 of 1894)
No single metric tells the full story. See the XGHA:UNIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Unilever Ghana PLC is engaged in manufacturing and selling consumer goods. The company offers personal care products, food products and home care products.
93GF Score
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