Unilever GhanaXGHA:UNIL 90 Interest Coverage is 82.13 as of Mar. 2026, which is 281% above its 10-year median of 21.55. GuruFocus rates XGHA:UNIL with a GF Score™ of 90/100 and a GF Value™ of GHS11.33 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,508 Consumer Packaged Goods companies, Unilever Ghana ranks better than 75.8% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Unilever Ghana's
Operating Income
for the
three
months ended in Mar. 2026 was GHS77 Mil. Unilever Ghana's Interest Expense for the
three
months ended in Mar. 2026 was GHS-1 Mil.
Unilever Ghana's interest coverage for the quarter that ended in Mar. 2026 was 82.13.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Unilever Ghana's Interest Coverage or its related term are showing as below:
XGHA:UNIL'
s Interest Coverage Range Over the Past 10 Years
Min: 1.84 Med: 21.55 Max: 459.56
Current: 43.35
XGHA:UNIL's Interest Coverage is ranked better than 75.8% of 1508
companies
in the Consumer Packaged Goods industry
Industry Median: 8.6
vs XGHA:UNIL: 43.35
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Unilever Ghana Interest Coverage Related Terms
Unilever Ghana Interest Coverage Historical Data
* Premium members only.
The historical data trend for Unilever Ghana's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XGHA:UNIL vs PG, CL, KVUE: Interest Coverage Comparison
For the Household & Personal Products subindustry, Unilever Ghana's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Unilever Ghana Interest Coverage vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, Unilever Ghana's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Unilever Ghana's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Unilever Ghana (XGHA:UNIL) has a Interest Coverage of 82.13 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Unilever Ghana and its competitors. This is 281% above median its historical median of 21.55. Over the past decade, Unilever Ghana's Interest Coverage has ranged from 1.84 to 459.56. According to the industry distribution chart, Unilever Ghana ranks #365 out of 1508 companies in the Consumer Packaged Goods industry, placing it in the top 24.2%.
Is Unilever Ghana's Interest Coverage too high?
Unilever Ghana's current Interest Coverage of 82.13 is 281% above median its 10-year median of 21.55. Over the past 10 years, this metric has ranged from a low of 1.84 to a high of 459.56. The Consumer Packaged Goods industry median Interest Coverage is 8.60. Unilever Ghana's value of 82.13 is 855% above this industry median. Based on the distribution chart, Unilever Ghana ranks #365 out of 1508 companies in the Consumer Packaged Goods industry, which is in the top quartile — a strong position relative to peers. Overall, Unilever Ghana has a GF Score™ of 90/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Unilever Ghana's Interest Coverage compare to PG and CL?
According to the Consumer Packaged Goods industry distribution chart, Unilever Ghana ranks #365 out of 1508 companies for Interest Coverage. This places Unilever Ghana in the top 24% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 8.60. Unilever Ghana's value of 82.13 is 855% above this benchmark. Historically, Unilever Ghana's own Interest Coverage has ranged from 1.84 to 459.56 over the past decade. While the company's 10-year median is 21.55 vs. the industry median of 8.60, Unilever Ghana has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.60, based on 1,508 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Unilever Ghana's current Interest Coverage of 82.13 is 855% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Unilever Ghana and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unilever Ghana's current Interest Coverage is 82.13, which is 281% above median its own 10-year median of 21.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unilever Ghana stock overvalued right now?
Based on GuruFocus' analysis, Unilever Ghana (XGHA:UNIL) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS11.33, compared to a current price of GHS29.50 — trading 160.4% above its estimated fair value. The current Interest Coverage is 82.13, which is 281% above median its 10-year median of 21.55 and 855% above the Consumer Packaged Goods industry median of 8.60. Unilever Ghana's overall GF Score™ is 90/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Unilever Ghana (XGHA:UNIL), the current Interest Coverage is 82.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Unilever Ghana (XGHA:UNIL) Overvalued in 2026?
Based on GuruFocus' analysis, Unilever Ghana stock appears to be overvalued.
The current stock price of GHS29.50 is trading 160.4% above its estimated GF Value™ of GHS11.33.
GuruFocus considers Unilever Ghana to be Significantly Overvalued.
Key valuation signals for XGHA:UNIL:
Interest Coverage: 82.13 (281% above median its 10-year median of 21.55)
GF Value™: GHS11.33 vs. price of GHS29.50 (160.4% above fair value)
Industry Position: 855% above the Consumer Packaged Goods median (#365 of 1508)
No single metric tells the full story. See the XGHA:UNIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Unilever Ghana PLC is engaged in manufacturing and selling consumer goods. The company offers personal care products, food products and home care products.
90GF Score
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