South Plains Financial (FRA:4S4) Payments of Debt: €-43.8 Mil (TTM As of Mar. 2026)

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FRA:4S4 South Plains Financial Inc FRA:4S4
64 GF Score
Price €36.60
GF Value €34.65
! 4 Warning Signs
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What is South Plains Financial Payments of Debt?

South Plains Financial FRA:4S4 -0.54% 64 Payments of Debt is €-43.8 Mil as of Mar. 2026. GuruFocus rates FRA:4S4 with a GF Score™ of 64/100 and a GF Value™ of €34.65. The stock has 4 warning signs investors should review.

South Plains Financial's Payments of Debt for the three months ended in Mar. 2026 was €0.0 Mil.

South Plains Financial's Payments of Debt for the trailing twelve months (TTM) ended in Mar. 2026 was €-43.8 Mil.

South Plains Financial Payments of Debt Related Terms

South Plains Financial Payments of Debt Historical Data

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The historical data trend for South Plains Financial's Payments of Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

South Plains Financial Payments of Debt Chart

South Plains Financial Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Payments of Debt
Get a 7-Day Free Trial Premium Member Only -89.87 0.00 -11.35 0.00 -42.70

South Plains Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Payments of Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 -43.75 0.00 0.00 0.00
FRA:4S4
64GF Score
South Plains Financial Inc FRA:4S4
Payments of Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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South Plains Financial Payments of Debt Calculation

Payments of Debt represents all the cash outflow from debt, including both long-term debt and short-term debt.

Payments of Debt for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-43.8 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Payments of Debt →
What does a Payments of Debt of €-43.8 Mil mean?
South Plains Financial (FRA:4S4) has a Payments of Debt of €-43.8 Mil as of Mar. 2026. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on South Plains Financial and its competitors.
Is South Plains Financial's Payments of Debt too high?
South Plains Financial's current Payments of Debt is €-43.8 Mil. Overall, South Plains Financial has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does South Plains Financial's Payments of Debt compare to HTB and SMBK?
South Plains Financial's Payments of Debt of €-43.8 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Payments of Debt for a Banks company?
A good Payments of Debt depends on the Banks industry context. However, Payments of Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Payments of Debt mean?
A high Payments of Debt can signal that a stock is expensive relative to its fundamentals. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on South Plains Financial and its competitors. South Plains Financial's current Payments of Debt is €-43.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is South Plains Financial stock overvalued right now?
South Plains Financial (FRA:4S4) has a current Payments of Debt of €-43.8 Mil. The stock's GF Value™ is €34.65, compared to a current price of €36.60 — trading 5.6% above its estimated fair value. The current Payments of Debt is €-43.8 Mil. South Plains Financial's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Payments of Debt calculated?
Payments of Debt is calculated from a company's financial statements. For South Plains Financial (FRA:4S4), the current Payments of Debt is €-43.8 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is South Plains Financial (FRA:4S4) Overvalued in 2026?

Based on GuruFocus' analysis, South Plains Financial stock appears to be overvalued. The current stock price of €36.60 is trading 5.6% above its estimated GF Value™ of €34.65.

Key valuation signals for FRA:4S4:

  • Payments of Debt: €-43.8 Mil
  • GF Value™: €34.65 vs. price of €36.60 (5.6% above fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the FRA:4S4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

South Plains Financial Business Description

Other Exchanges SPFI:USA
Address 5219 City Bank Parkway, Lubbock, TX, USA, 79407
South Plains Financial Inc operates as a bank holding company. The company provides a wide range of commercial and consumer financial services to small and medium-sized businesses and individuals. The principal business activities include commercial and retail banking, along with insurance, investment, trust, and mortgage services. The company has one reportable segment: banking. The majority of the company's revenues is derived from interest income and other sources, including loans, securities and derivatives.
64GF Score

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Payments of Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€36.60
Price
€34.65
GF Value