South Plains Financial (FRA:4S4) Altman Z-Score


FRA:4S4 South Plains Financial Inc FRA:4S4
62 GF Score
Price €35.40
GF Value €34.90
Valuation Fairly Valued
! 4 Warning Signs
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What is South Plains Financial Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

FRA:4S4
62GF Score
South Plains Financial Inc FRA:4S4
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is South Plains Financial (FRA:4S4) Overvalued in 2026?

Based on GuruFocus' analysis, South Plains Financial stock appears to be overvalued. The current stock price of €35.40 is trading 1.4% above its estimated GF Value™ of €34.90. GuruFocus considers South Plains Financial to be Fairly Valued.

Key valuation signals for FRA:4S4:

  • Altman Z-Score:
  • GF Value™: €34.90 vs. price of €35.40 (1.4% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the FRA:4S4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

South Plains Financial Business Description

Other Exchanges SPFI:USA
Address 5219 City Bank Parkway, Lubbock, TX, USA, 79407
South Plains Financial Inc operates as a bank holding company. The company provides a wide range of commercial and consumer financial services to small and medium-sized businesses and individuals. The principal business activities include commercial and retail banking, along with insurance, investment, trust, and mortgage services. The company has one reportable segment: banking. The majority of the company's revenues is derived from interest income and other sources, including loans, securities and derivatives.
62GF Score

Get the complete analysis for FRA:4S4

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€35.40
Price
€34.90
GF Value