South Plains Financial (FRA:4S4) Tax Rate %: 21.77% (As of Jun. 2026)

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FRA:4S4 South Plains Financial Inc FRA:4S4
67 GF Score
Price €37.60
GF Value €35.42
! 5 Warning Signs
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What is South Plains Financial Tax Rate %?

South Plains Financial FRA:4S4 -1.57% 67 Tax Rate % is 21.77% as of Jun. 2026. GuruFocus rates FRA:4S4 with a GF Score™ of 67/100 and a GF Value™ of €35.42. The stock has 5 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. South Plains Financial's Tax Expense for the three months ended in Jun. 2026 was €4.6 Mil. South Plains Financial's Pre-Tax Income for the three months ended in Jun. 2026 was €21.1 Mil. Therefore, South Plains Financial's Tax Rate % for the quarter that ended in Jun. 2026 was 21.77%.

South Plains Financial Tax Rate % Related Terms

South Plains Financial Tax Rate % Historical Data

* Premium members only.

The historical data trend for South Plains Financial's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

South Plains Financial Tax Rate % Chart

South Plains Financial Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only 19.84 20.38 20.99 21.45 21.06

South Plains Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.58 21.01 20.08 20.78 21.77
FRA:4S4
67GF Score
South Plains Financial Inc FRA:4S4
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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South Plains Financial Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

South Plains Financial's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=13.324/63.258
=21.06 %

South Plains Financial's Tax Rate % for the quarter that ended in Jun. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Jun. 2026 )/Pre-Tax Income (Q: Jun. 2026 )
=4.588/21.073
=21.77 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 21.77% mean?
South Plains Financial (FRA:4S4) has a Tax Rate % of 21.77% as of Jun. 2026.
Is South Plains Financial's Tax Rate % too high?
South Plains Financial's current Tax Rate % is 21.77%. Overall, South Plains Financial has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does South Plains Financial's Tax Rate % compare to ORRF and SMBK?
South Plains Financial's Tax Rate % of 21.77% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. South Plains Financial's current Tax Rate % is 21.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is South Plains Financial stock overvalued right now?
South Plains Financial (FRA:4S4) has a current Tax Rate % of 21.77%. The stock's GF Value™ is €35.42, compared to a current price of €37.60 — trading 6.2% above its estimated fair value. The current Tax Rate % is 21.77%. South Plains Financial's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For South Plains Financial (FRA:4S4), the current Tax Rate % is 21.77% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is South Plains Financial (FRA:4S4) Overvalued in 2026?

Based on GuruFocus' analysis, South Plains Financial stock appears to be overvalued. The current stock price of €37.60 is trading 6.2% above its estimated GF Value™ of €35.42.

Key valuation signals for FRA:4S4:

  • Tax Rate %: 21.77%
  • GF Value™: €35.42 vs. price of €37.60 (6.2% above fair value)
  • GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the FRA:4S4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

South Plains Financial Business Description

Other Exchanges SPFI:USA
Address 5219 City Bank Parkway, Lubbock, TX, USA, 79407
South Plains Financial Inc operates as a bank holding company. The company provides a wide range of commercial and consumer financial services to small and medium-sized businesses and individuals. The principal business activities include commercial and retail banking, along with insurance, investment, trust, and mortgage services. The company has one reportable segment: banking. The majority of the company's revenues is derived from interest income and other sources, including loans, securities and derivatives.
67GF Score

Get the complete analysis for FRA:4S4

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€37.60
Price
€35.42
GF Value