South Plains Financial (FRA:4S4) Altman Z2-Score


FRA:4S4 South Plains Financial Inc FRA:4S4
62 GF Score
Price €35.40
GF Value €34.90
Valuation Fairly Valued
! 4 Warning Signs
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What is South Plains Financial Altman Z2-Score?

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Altman Z2-Score does not apply to banks and insurance companies.

FRA:4S4
62GF Score
South Plains Financial Inc FRA:4S4
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is South Plains Financial (FRA:4S4) Overvalued in 2026?

Based on GuruFocus' analysis, South Plains Financial stock appears to be overvalued. The current stock price of €35.40 is trading 1.4% above its estimated GF Value™ of €34.90. GuruFocus considers South Plains Financial to be Fairly Valued.

Key valuation signals for FRA:4S4:

  • Altman Z2-Score:
  • GF Value™: €34.90 vs. price of €35.40 (1.4% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the FRA:4S4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

South Plains Financial Business Description

Other Exchanges SPFI:USA
Address 5219 City Bank Parkway, Lubbock, TX, USA, 79407
South Plains Financial Inc operates as a bank holding company. The company provides a wide range of commercial and consumer financial services to small and medium-sized businesses and individuals. The principal business activities include commercial and retail banking, along with insurance, investment, trust, and mortgage services. The company has one reportable segment: banking. The majority of the company's revenues is derived from interest income and other sources, including loans, securities and derivatives.
62GF Score

Get the complete analysis for FRA:4S4

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€35.40
Price
€34.90
GF Value