L'Oreal (XSWX:OR) Payments of Debt: CHF-592 Mil (TTM As of Dec. 2025)


XSWX:OR L'Oreal SA XSWX:OR
99 GF Score
Price CHF328.25
GF Value CHF366.59
! 3 Warning Signs
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What is L'Oreal Payments of Debt?

L'Oreal XSWX:OR 99 Payments of Debt is CHF-592 Mil as of Dec. 2025. GuruFocus rates XSWX:OR with a GF Score™ of 99/100 and a GF Value™ of CHF366.59. The stock has 3 warning signs investors should review.

L'Oreal's Payments of Debt for the six months ended in Dec. 2025 was CHF-158 Mil.

L'Oreal's Payments of Debt for the trailing twelve months (TTM) ended in Dec. 2025 was CHF-592 Mil.

L'Oreal Payments of Debt Related Terms

L'Oreal Payments of Debt Historical Data

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The historical data trend for L'Oreal's Payments of Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

L'Oreal Payments of Debt Chart

L'Oreal Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Payments of Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 -3,516.99 -776.81 -1,665.38 -590.02

L'Oreal Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Payments of Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2,840.54 0.00 -1,958.16 -434.27 -157.98
XSWX:OR
99GF Score
L'Oreal SA XSWX:OR
Payments of Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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L'Oreal Payments of Debt Calculation

Payments of Debt represents all the cash outflow from debt, including both long-term debt and short-term debt.

Payments of Debt for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was CHF-592 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Payments of Debt →
What does a Payments of Debt of CHF-592 Mil mean?
L'Oreal (XSWX:OR) has a Payments of Debt of CHF-592 Mil as of Dec. 2025. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on L'Oreal and its competitors.
Is L'Oreal's Payments of Debt too high?
L'Oreal's current Payments of Debt is CHF-592 Mil. Overall, L'Oreal has a GF Score™ of 99/100, reflecting its overall financial health beyond just this single metric.
How does L'Oreal's Payments of Debt compare to PG and CL?
L'Oreal's Payments of Debt of CHF-592 Mil can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Payments of Debt for a Consumer Packaged Goods company?
A good Payments of Debt depends on the Consumer Packaged Goods industry context. However, Payments of Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Payments of Debt mean?
A high Payments of Debt can signal that a stock is expensive relative to its fundamentals. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on L'Oreal and its competitors. L'Oreal's current Payments of Debt is CHF-592 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is L'Oreal stock overvalued right now?
L'Oreal (XSWX:OR) has a current Payments of Debt of CHF-592 Mil. The stock's GF Value™ is CHF366.59, compared to a current price of CHF328.25 — trading 10.5% below its estimated fair value. The current Payments of Debt is CHF-592 Mil. L'Oreal's overall GF Score™ is 99/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Payments of Debt calculated?
Payments of Debt is calculated from a company's financial statements. For L'Oreal (XSWX:OR), the current Payments of Debt is CHF-592 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is L'Oreal (XSWX:OR) Overvalued in 2026?

Based on GuruFocus' analysis, L'Oreal stock appears to be undervalued. The current stock price of CHF328.25 is trading 10.5% below its estimated GF Value™ of CHF366.59.

Key valuation signals for XSWX:OR:

  • Payments of Debt: CHF-592 Mil
  • GF Value™: CHF366.59 vs. price of CHF328.25 (10.5% below fair value)
  • GF Score™: 99/100 with 3 warning signs

No single metric tells the full story. See the XSWX:OR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

L'Oreal Business Description

Address 41, Rue Martre, Clichy Cedex, Paris, FRA, 92117
L'Oréal is the largest beauty product maker in the world, with consumer products (37% of sales) and luxury beauty (35%) the major segments, followed by derma skin care (16%) and professional products (12%). The firm also has a diversified geographic footprint, generating 34% of sales in Europe, 27% from North America, 23% in North Asia, and the rest from various emerging markets across South Asia, Latin America, and Africa. L'Oréal owns a mix of premium and mass beauty brands sold through a wide range of channels such as mass retail, drugstores, department stores, travel retail, e-commerce, hair salons, and medi-spas. Leading brands include Lancôme, Yves Saint Laurent, Maybelline, Kiehl's, L'Oréal Paris, Kerastase, CeraVe, Garnier, and Armani.
99GF Score

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Payments of Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF328.25
Price
CHF366.59
GF Value