L'Oreal (XSWX:OR) Short-Term Debt: CHF1,912 Mil (As of Dec. 2025)


XSWX:OR L'Oreal SA XSWX:OR
99 GF Score
Price CHF328.25
GF Value CHF366.59
! 3 Warning Signs
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What is L'Oreal Short-Term Debt?

L'Oreal XSWX:OR 99 Short-Term Debt is CHF1,912 Mil as of Dec. 2025. GuruFocus rates XSWX:OR with a GF Score™ of 99/100 and a GF Value™ of CHF366.59. The stock has 3 warning signs investors should review.

L'Oreal's Short-Term Debt for the quarter that ended in Dec. 2025 was CHF1,912 Mil.

L'Oreal's quarterly Short-Term Debt increased from Dec. 2024 (CHF1,290 Mil) to Jun. 2025 (CHF2,053 Mil) but then declined from Jun. 2025 (CHF2,053 Mil) to Dec. 2025 (CHF1,912 Mil).

L'Oreal's annual Short-Term Debt declined from Dec. 2023 (CHF1,972 Mil) to Dec. 2024 (CHF1,290 Mil) but then increased from Dec. 2024 (CHF1,290 Mil) to Dec. 2025 (CHF1,912 Mil).

L'Oreal Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

L'Oreal Short-Term Debt Related Terms

L'Oreal Short-Term Debt Historical Data

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The historical data trend for L'Oreal's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

L'Oreal Short-Term Debt Chart

L'Oreal Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,807.31 999.50 1,972.35 1,289.60 1,911.91

L'Oreal Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,972.35 3,356.99 1,289.60 2,053.17 1,911.91
XSWX:OR
99GF Score
L'Oreal SA XSWX:OR
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of CHF1,912 Mil mean?
L'Oreal (XSWX:OR) has a Short-Term Debt of CHF1,912 Mil as of Dec. 2025.
Is L'Oreal's Short-Term Debt too high?
L'Oreal's current Short-Term Debt is CHF1,912 Mil. Overall, L'Oreal has a GF Score™ of 99/100, reflecting its overall financial health beyond just this single metric.
How does L'Oreal's Short-Term Debt compare to PG and CL?
L'Oreal's Short-Term Debt of CHF1,912 Mil can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Consumer Packaged Goods company?
A good Short-Term Debt depends on the Consumer Packaged Goods industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. L'Oreal's current Short-Term Debt is CHF1,912 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is L'Oreal stock overvalued right now?
L'Oreal (XSWX:OR) has a current Short-Term Debt of CHF1,912 Mil. The stock's GF Value™ is CHF366.59, compared to a current price of CHF328.25 — trading 10.5% below its estimated fair value. The current Short-Term Debt is CHF1,912 Mil. L'Oreal's overall GF Score™ is 99/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For L'Oreal (XSWX:OR), the current Short-Term Debt is CHF1,912 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is L'Oreal (XSWX:OR) Overvalued in 2026?

Based on GuruFocus' analysis, L'Oreal stock appears to be undervalued. The current stock price of CHF328.25 is trading 10.5% below its estimated GF Value™ of CHF366.59.

Key valuation signals for XSWX:OR:

  • Short-Term Debt: CHF1,912 Mil
  • GF Value™: CHF366.59 vs. price of CHF328.25 (10.5% below fair value)
  • GF Score™: 99/100 with 3 warning signs

No single metric tells the full story. See the XSWX:OR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

L'Oreal Business Description

Address 41, Rue Martre, Clichy Cedex, Paris, FRA, 92117
L'Oréal is the largest beauty product maker in the world, with consumer products (37% of sales) and luxury beauty (35%) the major segments, followed by derma skin care (16%) and professional products (12%). The firm also has a diversified geographic footprint, generating 34% of sales in Europe, 27% from North America, 23% in North Asia, and the rest from various emerging markets across South Asia, Latin America, and Africa. L'Oréal owns a mix of premium and mass beauty brands sold through a wide range of channels such as mass retail, drugstores, department stores, travel retail, e-commerce, hair salons, and medi-spas. Leading brands include Lancôme, Yves Saint Laurent, Maybelline, Kiehl's, L'Oréal Paris, Kerastase, CeraVe, Garnier, and Armani.
99GF Score

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Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF328.25
Price
CHF366.59
GF Value