Nobleoak Life (ASX:NOL) Debt-to-Asset : 0.01 (As of Dec. 2025)

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ASX:NOL Nobleoak Life Ltd ASX:NOL
49 GF Score
Price A$1.15
GF Value A$1.74
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Nobleoak Life Debt-to-Asset?

Nobleoak Life ASX:NOL -1.50% 49 Debt-to-Asset is 0.01 as of Dec. 2025. GuruFocus rates ASX:NOL with a GF Score™ of 49/100 and a GF Value™ of A$1.74 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Nobleoak Life's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was A$0.0 Mil. Nobleoak Life's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was A$4.2 Mil. Nobleoak Life's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Dec. 2025 was A$600.6 Mil. Nobleoak Life's debt to asset for the quarter that ended in Dec. 2025 was 0.01.

Nobleoak Life  (ASX:NOL) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Nobleoak Life Debt-to-Asset Related Terms

Nobleoak Life Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Nobleoak Life's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nobleoak Life Debt-to-Asset Chart

Nobleoak Life Annual Data
Trend Jun22 Jun23 Jun24 Jun25
Debt-to-Asset
0.00 0.02 0.01 0.01

Nobleoak Life Semi-Annual Data
Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.01 0.01 0.01 0.01 0.01

ASX:NOL vs AFL, MET, PRU: Debt-to-Asset Comparison

For the Insurance - Life subindustry, Nobleoak Life's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Nobleoak Life Debt-to-Asset vs Insurance Industry

For the Insurance industry and Financial Services sector, Nobleoak Life's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Nobleoak Life's Debt-to-Asset falls into.


ASX:NOL
49GF Score
Nobleoak Life Ltd ASX:NOL
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nobleoak Life Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Nobleoak Life's Debt-to-Asset for the fiscal year that ended in Jun. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(4.585 + 0) / 567.292
=0.01

Nobleoak Life's Debt-to-Asset for the quarter that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 4.215) / 600.629
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.01 mean?
Nobleoak Life (ASX:NOL) has a Debt-to-Asset of 0.01 as of Dec. 2025. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Nobleoak Life and its competitors.
Is Nobleoak Life's Debt-to-Asset too high?
Nobleoak Life's current Debt-to-Asset is 0.01. Overall, Nobleoak Life has a GF Score™ of 49/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nobleoak Life's Debt-to-Asset compare to AFL and MET?
Nobleoak Life's Debt-to-Asset of 0.01 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for an Insurance company?
A good Debt-to-Asset depends on the Insurance industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Nobleoak Life and its competitors. Nobleoak Life's current Debt-to-Asset is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nobleoak Life stock overvalued right now?
Based on GuruFocus' analysis, Nobleoak Life (ASX:NOL) is currently considered Significantly Undervalued. The stock's GF Value™ is A$1.74, compared to a current price of A$1.15 — trading 33.9% below its estimated fair value. The current Debt-to-Asset is 0.01. Nobleoak Life's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Nobleoak Life (ASX:NOL), the current Debt-to-Asset is 0.01 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nobleoak Life (ASX:NOL) Overvalued in 2026?

Based on GuruFocus' analysis, Nobleoak Life stock appears to be undervalued. The current stock price of A$1.15 is trading 33.9% below its estimated GF Value™ of A$1.74. GuruFocus considers Nobleoak Life to be Significantly Undervalued.

Key valuation signals for ASX:NOL:

  • Debt-to-Asset: 0.01
  • GF Value™: A$1.74 vs. price of A$1.15 (33.9% below fair value)
  • GF Score™: 49/100 with 2 warning signs

No single metric tells the full story. See the ASX:NOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Nobleoak Life Business Description

Address 44 Market Street, Level 4, Sydney, NSW, AUS, 2000
Nobleoak Life Ltd is involved in the manufacture and distribution of Life Insurance products (including death, total and permanent disability, trauma, income protection and business expenses insurance) through both its Direct and Strategic Partner (Advised) channels. The company's segments include Direct Business, Strategic Partnerships, and Genus. It generates maximum revenue from the Direct segment.
49GF Score

Get the complete analysis for ASX:NOL

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.15
Price
A$1.74
GF Value