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Nobleoak LifeASX:NOL +2.19%46 EV-to-OCF is 0.88 as of Aug. 05, 2026, which is 13% below its 10-year median of 1.01. GuruFocus rates ASX:NOL with a GF Score™ of 46/100 and a GF Value™ of A$1.75 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 503 Insurance companies, Nobleoak Life ranks better than 74.95% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Nobleoak Life's Enterprise Value is A$43.9 Mil.
Nobleoak Life's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was A$50.0 Mil. Therefore, Nobleoak Life's EV-to-OCF for today is 0.88.
The historical rank and industry rank for Nobleoak Life's EV-to-OCF or its related term are showing as below:
ASX:NOL'
s EV-to-OCF Range Over the Past 10 Years
Min: 0.43 Med: 1.01 Max: 5.73
Current: 0.94
During the past 4 years, the highest EV-to-OCF of Nobleoak Life was 5.73. The lowest was 0.43. And the median was 1.01.
ASX:NOL's EV-to-OCF is ranked better than 74.95% of 503
companies
in the Insurance industry
Industry Median: 6.91
vs ASX:NOL: 0.94
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Nobleoak Life's PE Ratio (TTM) for today is calculated as:
Nobleoak Life's share price for today is A$1.165.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Nobleoak Life's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.051.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Nobleoak Life EV-to-OCF Related Terms
Nobleoak Life EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Nobleoak Life's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Nobleoak Life's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nobleoak Life EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Nobleoak Life's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Nobleoak Life's EV-to-OCF falls into.
Nobleoak Life's current Enterprise Value is A$43.9 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Nobleoak Life's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was A$50.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nobleoak Life (ASX:NOL) has a EV-to-OCF of 0.88 as of Aug. 05, 2026. This is 13% below median its historical median of 1.01. Over the past decade, Nobleoak Life's EV-to-OCF has ranged from 0.43 to 5.73. According to the industry distribution chart, Nobleoak Life ranks #126 out of 503 companies in the Insurance industry, placing it in the top 25%.
Is Nobleoak Life's EV-to-OCF too high?
Nobleoak Life's current EV-to-OCF of 0.88 is 13% below median its 10-year median of 1.01. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 5.73. The Insurance industry median EV-to-OCF is 6.91. Nobleoak Life's value of 0.88 is 87.3% below this industry median. Based on the distribution chart, Nobleoak Life ranks #126 out of 503 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Nobleoak Life has a GF Score™ of 46/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nobleoak Life's EV-to-OCF compare to AFL and MET?
According to the Insurance industry distribution chart, Nobleoak Life ranks #126 out of 503 companies for EV-to-OCF. This places Nobleoak Life in the top 25% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 6.91. Nobleoak Life's value of 0.88 is 87.3% below this benchmark. Historically, Nobleoak Life's own EV-to-OCF has ranged from 0.43 to 5.73 over the past decade. While the company's 10-year median is 1.01 vs. the industry median of 6.91, Nobleoak Life has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.91, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nobleoak Life's current EV-to-OCF of 0.88 is 87.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nobleoak Life's current EV-to-OCF is 0.88, which is 13% below median its own 10-year median of 1.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nobleoak Life stock overvalued right now?
Based on GuruFocus' analysis, Nobleoak Life (ASX:NOL) is currently considered Significantly Undervalued. The stock's GF Value™ is A$1.75, compared to a current price of A$1.17 — trading 33.4% below its estimated fair value. The current EV-to-OCF is 0.88, which is 13% below median its 10-year median of 1.01 and 87.3% below the Insurance industry median of 6.91. Nobleoak Life's overall GF Score™ is 46/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Nobleoak Life (ASX:NOL), the current EV-to-OCF is 0.88 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nobleoak Life (ASX:NOL) Overvalued in 2026?
Based on GuruFocus' analysis, Nobleoak Life stock appears to be undervalued.
The current stock price of A$1.17 is trading 33.4% below its estimated GF Value™ of A$1.75.
GuruFocus considers Nobleoak Life to be Significantly Undervalued.
Key valuation signals for ASX:NOL:
EV-to-OCF: 0.88 (13% below median its 10-year median of 1.01)
GF Value™: A$1.75 vs. price of A$1.17 (33.4% below fair value)
Industry Position: 87.3% below the Insurance median (#126 of 503)
No single metric tells the full story. See the ASX:NOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nobleoak Life Ltd is involved in the manufacture and distribution of Life Insurance products (including death, total and permanent disability, trauma, income protection and business expenses insurance) through both its Direct and Strategic Partner (Advised) channels. The company's segments include Direct Business, Strategic Partnerships, and Genus. It generates maximum revenue from the Direct segment.
46GF Score
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