Nobleoak Life (ASX:NOL) Interest Expense: A$-37.4 Mil (TTM As of Dec. 2025)


ASX:NOL Nobleoak Life Ltd ASX:NOL
54 GF Score
Price A$1.24
GF Value A$1.76
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Nobleoak Life Interest Expense?

Nobleoak Life ASX:NOL +3.78% 54 Interest Expense is A$-37.4 Mil as of Dec. 2025. GuruFocus rates ASX:NOL with a GF Score™ of 54/100 and a GF Value™ of A$1.76 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Nobleoak Life's interest expense for the six months ended in Dec. 2025 was A$ -2.9 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was A$-37.4 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Nobleoak Life's Operating Income for the six months ended in Dec. 2025 was A$ 0.0 Mil. Nobleoak Life's Interest Expense for the six months ended in Dec. 2025 was A$ -2.9 Mil. Nobleoak Life did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Nobleoak Life  (ASX:NOL) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Nobleoak Life's Interest Expense for the six months ended in Dec. 2025 was A$-2.9 Mil. Its EBIT for the six months ended in Dec. 2025 was A$0.0 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Dec. 2025 was A$4.2 Mil.

Nobleoak Life's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Nobleoak Life Interest Expense Historical Data

* Premium members only.

The historical data trend for Nobleoak Life's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nobleoak Life Interest Expense Chart

Nobleoak Life Annual Data
Trend Jun22 Jun23 Jun24 Jun25
Interest Expense
-0.30 -2.64 -4.78 -32.05

Nobleoak Life Semi-Annual Data
Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.25 -7.92 -0.10 -34.52 -2.89
ASX:NOL
54GF Score
Nobleoak Life Ltd ASX:NOL
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nobleoak Life Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$-37.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of A$-37.4 Mil mean?
Nobleoak Life (ASX:NOL) has a Interest Expense of A$-37.4 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Nobleoak Life and its competitors.
Is Nobleoak Life's Interest Expense too high?
Nobleoak Life's current Interest Expense is A$-37.4 Mil. Overall, Nobleoak Life has a GF Score™ of 54/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nobleoak Life's Interest Expense compare to AFL and MET?
Nobleoak Life's Interest Expense of A$-37.4 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Nobleoak Life and its competitors. Nobleoak Life's current Interest Expense is A$-37.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nobleoak Life stock overvalued right now?
Based on GuruFocus' analysis, Nobleoak Life (ASX:NOL) is currently considered Significantly Undervalued. The stock's GF Value™ is A$1.76, compared to a current price of A$1.24 — trading 29.8% below its estimated fair value. The current Interest Expense is A$-37.4 Mil. Nobleoak Life's overall GF Score™ is 54/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Nobleoak Life (ASX:NOL), the current Interest Expense is A$-37.4 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nobleoak Life (ASX:NOL) Overvalued in 2026?

Based on GuruFocus' analysis, Nobleoak Life stock appears to be undervalued. The current stock price of A$1.24 is trading 29.8% below its estimated GF Value™ of A$1.76. GuruFocus considers Nobleoak Life to be Significantly Undervalued.

Key valuation signals for ASX:NOL:

  • Interest Expense: A$-37.4 Mil
  • GF Value™: A$1.76 vs. price of A$1.24 (29.8% below fair value)
  • GF Score™: 54/100 with 2 warning signs

No single metric tells the full story. See the ASX:NOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Nobleoak Life Business Description

Address 44 Market Street, Level 4, Sydney, NSW, AUS, 2000
Nobleoak Life Ltd is involved in the manufacture and distribution of Life Insurance products (including death, total and permanent disability, trauma, income protection and business expenses insurance) through both its Direct and Strategic Partner (Advised) channels. The company's segments include Direct Business, Strategic Partnerships, and Genus. It generates maximum revenue from the Direct segment.
54GF Score

Get the complete analysis for ASX:NOL

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.24
Price
A$1.76
GF Value