Nobleoak LifeASX:NOL -7.42%52 OCF Margin % is 0.73% as of Dec. 2025, which is 98% below its 10-year median of 38.31. GuruFocus rates ASX:NOL with a GF Score™ of 52/100 and a GF Value™ of A$1.76 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 501 Insurance companies, Nobleoak Life ranks better than 78.84% on this metric.
The historical rank and industry rank for Nobleoak Life's OCF Margin % or its related term are showing as below:
ASX:NOL'
s OCF Margin % Range Over the Past 10 Years
Min: 15.49 Med: 38.31 Max: 67.05
Current: 24.58
During the past 4 years, the highest OCF Margin % of Nobleoak Life was 67.05%. The lowest was 15.49%. And the median was 38.31%.
ASX:NOL's OCF Margin % is ranked better than 78.84% of 501
companies
in the Insurance industry
Industry Median: 10.85
vs ASX:NOL: 24.58
Nobleoak Life OCF Margin % Related Terms
Nobleoak Life OCF Margin % Historical Data
* Premium members only.
The historical data trend for Nobleoak Life's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Nobleoak Life's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nobleoak Life OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Nobleoak Life's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Nobleoak Life's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nobleoak Life (ASX:NOL) has a OCF Margin % of 0.73% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Nobleoak Life and its competitors. This is 98% below median its historical median of 38.31. Over the past decade, Nobleoak Life's OCF Margin % has ranged from 15.49 to 67.05. According to the industry distribution chart, Nobleoak Life ranks #106 out of 501 companies in the Insurance industry, placing it in the top 21.2%.
Is Nobleoak Life's OCF Margin % too high?
Nobleoak Life's current OCF Margin % of 0.73% is 98% below median its 10-year median of 38.31. Over the past 10 years, this metric has ranged from a low of 15.49 to a high of 67.05. The Insurance industry median OCF Margin % is 10.85. Nobleoak Life's value of 0.73% is 93.3% below this industry median. Based on the distribution chart, Nobleoak Life ranks #106 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Nobleoak Life has a GF Score™ of 52/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nobleoak Life's OCF Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Nobleoak Life ranks #106 out of 501 companies for OCF Margin %. This places Nobleoak Life in the top 21% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 10.85. Nobleoak Life's value of 0.73% is 93.3% below this benchmark. Historically, Nobleoak Life's own OCF Margin % has ranged from 15.49 to 67.05 over the past decade. While the company's 10-year median is 38.31 vs. the industry median of 10.85, Nobleoak Life has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nobleoak Life's current OCF Margin % of 0.73% is 93.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Nobleoak Life and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nobleoak Life's current OCF Margin % is 0.73%, which is 98% below median its own 10-year median of 38.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nobleoak Life stock overvalued right now?
Based on GuruFocus' analysis, Nobleoak Life (ASX:NOL) is currently considered Significantly Undervalued. The stock's GF Value™ is A$1.76, compared to a current price of A$1.19 — trading 32.7% below its estimated fair value. The current OCF Margin % is 0.73%, which is 98% below median its 10-year median of 38.31 and 93.3% below the Insurance industry median of 10.85. Nobleoak Life's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Nobleoak Life (ASX:NOL), the current OCF Margin % is 0.73% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nobleoak Life (ASX:NOL) Overvalued in 2026?
Based on GuruFocus' analysis, Nobleoak Life stock appears to be undervalued.
The current stock price of A$1.19 is trading 32.7% below its estimated GF Value™ of A$1.76.
GuruFocus considers Nobleoak Life to be Significantly Undervalued.
Key valuation signals for ASX:NOL:
OCF Margin %: 0.73% (98% below median its 10-year median of 38.31)
GF Value™: A$1.76 vs. price of A$1.19 (32.7% below fair value)
Industry Position: 93.3% below the Insurance median (#106 of 501)
No single metric tells the full story. See the ASX:NOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nobleoak Life Ltd is involved in the manufacture and distribution of Life Insurance products (including death, total and permanent disability, trauma, income protection and business expenses insurance) through both its Direct and Strategic Partner (Advised) channels. The company's segments include Direct Business, Strategic Partnerships, and Genus. It generates maximum revenue from the Direct segment.
52GF Score
Get the complete analysis for ASX:NOL
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ASX:NOL has been successfully added to your 
