Nobleoak Life (ASX:NOL) ROE % Adjusted to Book Value: 10.05% (As of Dec. 2025)


ASX:NOL Nobleoak Life Ltd ASX:NOL
52 GF Score
Price A$1.19
GF Value A$1.76
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Nobleoak Life ROE % Adjusted to Book Value?

Nobleoak Life ASX:NOL -7.42% 52 ROE % Adjusted to Book Value is 10.05% as of Dec. 2025. GuruFocus rates ASX:NOL with a GF Score™ of 52/100 and a GF Value™ of A$1.76 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Nobleoak Life's ROE % for the quarter that ended in Dec. 2025 was 13.77%. Nobleoak Life's PB Ratio for the quarter that ended in Dec. 2025 was 1.37. Nobleoak Life's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 10.05%.

Nobleoak Life ROE % Adjusted to Book Value Related Terms

Nobleoak Life ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Nobleoak Life's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nobleoak Life ROE % Adjusted to Book Value Chart

Nobleoak Life Annual Data
Trend Jun22 Jun23 Jun24 Jun25
ROE % Adjusted to Book Value
0.92 5.27 5.58 5.58

Nobleoak Life Semi-Annual Data
Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.20 8.42 12.58 -1.65 10.05

ASX:NOL vs AFL, MET, PRU: ROE % Adjusted to Book Value Comparison

For the Insurance - Life subindustry, Nobleoak Life's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Nobleoak Life ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Nobleoak Life's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Nobleoak Life's ROE % Adjusted to Book Value falls into.


ASX:NOL
52GF Score
Nobleoak Life Ltd ASX:NOL
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Nobleoak Life ROE % Adjusted to Book Value Calculation

Nobleoak Life's ROE % Adjusted to Book Value for the fiscal year that ended in Jun. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=8.88% / 1.59
=5.58%

Nobleoak Life's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=13.77% / 1.37
=10.05%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 10.05% mean?
Nobleoak Life (ASX:NOL) has a ROE % Adjusted to Book Value of 10.05% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Nobleoak Life and its competitors.
Is Nobleoak Life's ROE % Adjusted to Book Value too high?
Nobleoak Life's current ROE % Adjusted to Book Value is 10.05%. Overall, Nobleoak Life has a GF Score™ of 52/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nobleoak Life's ROE % Adjusted to Book Value compare to AFL and MET?
Nobleoak Life's ROE % Adjusted to Book Value of 10.05% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Nobleoak Life and its competitors. Nobleoak Life's current ROE % Adjusted to Book Value is 10.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nobleoak Life stock overvalued right now?
Based on GuruFocus' analysis, Nobleoak Life (ASX:NOL) is currently considered Significantly Undervalued. The stock's GF Value™ is A$1.76, compared to a current price of A$1.19 — trading 32.7% below its estimated fair value. The current ROE % Adjusted to Book Value is 10.05%. Nobleoak Life's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Nobleoak Life (ASX:NOL), the current ROE % Adjusted to Book Value is 10.05% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nobleoak Life (ASX:NOL) Overvalued in 2026?

Based on GuruFocus' analysis, Nobleoak Life stock appears to be undervalued. The current stock price of A$1.19 is trading 32.7% below its estimated GF Value™ of A$1.76. GuruFocus considers Nobleoak Life to be Significantly Undervalued.

Key valuation signals for ASX:NOL:

  • ROE % Adjusted to Book Value: 10.05%
  • GF Value™: A$1.76 vs. price of A$1.19 (32.7% below fair value)
  • GF Score™: 52/100 with 2 warning signs

No single metric tells the full story. See the ASX:NOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Nobleoak Life Business Description

Address 44 Market Street, Level 4, Sydney, NSW, AUS, 2000
Nobleoak Life Ltd is involved in the manufacture and distribution of Life Insurance products (including death, total and permanent disability, trauma, income protection and business expenses insurance) through both its Direct and Strategic Partner (Advised) channels. The company's segments include Direct Business, Strategic Partnerships, and Genus. It generates maximum revenue from the Direct segment.
52GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$1.19
Price
A$1.76
GF Value