BGNMF (Banca Generali) Debt-to-Asset : 0.10 (As of Jun. 2026)

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BGNMF Banca Generali BGNMF
68 GF Score
Price $75.75
GF Value $52.82
! 5 Warning Signs
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What is Banca Generali Debt-to-Asset?

Banca Generali BGNMF +13.19% 68 Debt-to-Asset is 0.10 as of Jun. 2026. GuruFocus rates BGNMF with a GF Score™ of 68/100 and a GF Value™ of $52.82. The stock has 5 warning signs investors should review.

Banca Generali's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $1,575 Mil. Banca Generali's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $574 Mil. Banca Generali's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was $21,526 Mil. Banca Generali's debt to asset for the quarter that ended in Jun. 2026 was 0.10.

Banca Generali  (OTCPK:BGNMF) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Banca Generali Debt-to-Asset Related Terms

Banca Generali Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Banca Generali's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banca Generali Debt-to-Asset Chart

Banca Generali Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.06 0.14 0.12 0.09 0.11

Banca Generali Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.10 0.12 0.11 0.09 0.10

Banca Generali Debt-to-Asset Competitor Comparison

For the Banks - Regional subindustry, Banca Generali's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banca Generali Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Banca Generali's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Banca Generali's Debt-to-Asset falls into.


BGNMF
68GF Score
Banca Generali BGNMF
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Banca Generali Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Banca Generali's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(1881.4031308 + 593.9240628) / 21659.6954712
=0.11

Banca Generali's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(1574.6122116 + 573.8119803) / 21525.675111
=0.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.10 mean?
Banca Generali (BGNMF) has a Debt-to-Asset of 0.10 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Banca Generali and its competitors.
Is Banca Generali's Debt-to-Asset too high?
Banca Generali's current Debt-to-Asset is 0.10. Overall, Banca Generali has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Banca Generali's Debt-to-Asset compare to competitors?
Banca Generali's Debt-to-Asset of 0.10 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Banca Generali and its competitors. Banca Generali's current Debt-to-Asset is 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Generali stock overvalued right now?
Banca Generali (BGNMF) has a current Debt-to-Asset of 0.10. The stock's GF Value™ is $52.82, compared to a current price of $75.75 — trading 43.4% above its estimated fair value. The current Debt-to-Asset is 0.10. Banca Generali's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Banca Generali (BGNMF), the current Debt-to-Asset is 0.10 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banca Generali (BGNMF) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Generali stock appears to be overvalued. The current stock price of $75.75 is trading 43.4% above its estimated GF Value™ of $52.82.

Key valuation signals for BGNMF:

  • Debt-to-Asset: 0.10
  • GF Value™: $52.82 vs. price of $75.75 (43.4% above fair value)
  • GF Score™: 68/100 with 5 warning signs

No single metric tells the full story. See the BGNMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banca Generali Business Description

Address Piazza Tre Torri 1, Milan, ITA, 20145
Banca Generali is a private bank that supports clients in the care and protection of assets with innovative and sustainability-oriented solutions. It is involved in financial planning and asset protection of clients. It offers services such as Home Banking; Online Trading; Mobile and Wearable Payments and C-less debit and credit cards; Investment services and wealth management services. The company has more than 45 branches and 170 offices in the main Italian cities.
68GF Score

Get the complete analysis for BGNMF

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$75.75
Price
$52.82
GF Value