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Banca GeneraliBGNMF +9.92%69 5-Year Yield-on-Cost % is 4.96 as of Jul. 17, 2026, which is 5% below its 10-year median of 5.24. GuruFocus rates BGNMF with a GF Score™ of 69/100 and a GF Value™ of $48.76. The stock has 7 warning signs investors should review. Among 1,255 Banks companies, Banca Generali ranks better than 58.33% on this metric.
Banca Generali's yield on cost for the quarter that ended in Mar. 2026 was 4.96.
The historical rank and industry rank for Banca Generali's 5-Year Yield-on-Cost % or its related term are showing as below:
BGNMF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.5 Med: 5.24 Max: 18.13
Current: 4.96
During the past 13 years, Banca Generali's highest Yield on Cost was 18.13. The lowest was 3.50. And the median was 5.24.
BGNMF's 5-Year Yield-on-Cost % is ranked better than 58.33% of 1255
companies
in the Banks industry
Industry Median: 3.85
vs BGNMF: 4.96
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Banca Generali 5-Year Yield-on-Cost % Related Terms
For the Banks - Regional subindustry, Banca Generali's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Generali 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Banca Generali's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Banca Generali's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Banca Generali is calculated as
Banca Generali (BGNMF) has a 5-Year Yield-on-Cost % of 4.96 as of Jul. 17, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Banca Generali and its competitors. This is near median its historical median of 5.24. Over the past decade, Banca Generali's 5-Year Yield-on-Cost % has ranged from 3.50 to 18.13. According to the industry distribution chart, Banca Generali ranks #523 out of 1255 companies in the Banks industry, placing it in the top 41.7%.
Is Banca Generali's 5-Year Yield-on-Cost % too high?
Banca Generali's current 5-Year Yield-on-Cost % of 4.96 is near median its 10-year median of 5.24. Over the past 10 years, this metric has ranged from a low of 3.50 to a high of 18.13. The Banks industry median 5-Year Yield-on-Cost % is 3.85. Banca Generali's value of 4.96 is 28.8% above this industry median. Based on the distribution chart, Banca Generali ranks #523 out of 1255 companies in the Banks industry, which is above the industry midpoint. Overall, Banca Generali has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Banca Generali's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Banca Generali ranks #523 out of 1255 companies for 5-Year Yield-on-Cost %. This puts Banca Generali in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.85. Banca Generali's value of 4.96 is 28.8% above this benchmark. Historically, Banca Generali's own 5-Year Yield-on-Cost % has ranged from 3.50 to 18.13 over the past decade. While the company's 10-year median is 5.24 vs. the industry median of 3.85, Banca Generali has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.85, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banca Generali's current 5-Year Yield-on-Cost % of 4.96 is 28.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Banca Generali and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Generali's current 5-Year Yield-on-Cost % is 4.96, which is near median its own 10-year median of 5.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Generali stock overvalued right now?
Banca Generali (BGNMF) has a current 5-Year Yield-on-Cost % of 4.96. The stock's GF Value™ is $48.76, compared to a current price of $66.92 — trading 37.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.96, which is near median its 10-year median of 5.24 and 28.8% above the Banks industry median of 3.85. Banca Generali's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Banca Generali (BGNMF), the current 5-Year Yield-on-Cost % is 4.96 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Generali (BGNMF) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Generali stock appears to be overvalued.
The current stock price of $66.92 is trading 37.2% above its estimated GF Value™ of $48.76.
Key valuation signals for BGNMF:
5-Year Yield-on-Cost %: 4.96 (near median its 10-year median of 5.24)
GF Value™: $48.76 vs. price of $66.92 (37.2% above fair value)
Industry Position: 28.8% above the Banks median (#523 of 1255)
No single metric tells the full story. See the BGNMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Generali is a private bank that supports clients in the care and protection of assets with innovative and sustainability-oriented solutions. It is involved in financial planning and asset protection of clients. It offers services such as Home Banking; Online Trading; Mobile and Wearable Payments and C-less debit and credit cards; Investment services and wealth management services. The company has more than 45 branches and 170 offices in the main Italian cities.
69GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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