Banca GeneraliBGNMF +9.92%68 PS Ratio is 5.47 as of Jul. 04, 2026, which is 13% above its 10-year median of 4.84. GuruFocus rates BGNMF with a GF Score™ of 68/100 and a GF Value™ of $48.01. The stock has 7 warning signs investors should review. Among 1,517 Banks companies, Banca Generali ranks worse than 91.56% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Banca Generali's share price is $66.92.
Banca Generali's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $12.24. Hence, Banca Generali's PS Ratio for today is 5.47.
Warning Sign:
Banca Generali stock PS Ratio (=6.3) is close to 5-year high of 6.3.
The historical rank and industry rank for Banca Generali's PS Ratio or its related term are showing as below:
BGNMF'
s PS Ratio Range Over the Past 10 Years
Min: 2.78 Med: 4.84 Max: 7.07
Current: 6.3
During the past 13 years, Banca Generali's highest PS Ratio was 7.07. The lowest was 2.78. And the median was 4.84.
BGNMF's PS Ratio is ranked worse than 91.56% of 1517
companies
in the Banks industry
Industry Median: 2.98
vs BGNMF: 6.30
Banca Generali has shown predictable revenue and earnings growth.
During the past 12 months, the average Revenue per Share Growth Rate of Banca Generali was 6.10% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 16.50% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 11.50% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 10.10% per year.
During the past 13 years, Banca Generali's highest 3-Year average Revenue per Share Growth Rate was 22.00% per year. The lowest was 1.70% per year. And the median was 11.20% per year.
Back to Basics: PS Ratio
Banca Generali (OTCPK:BGNMF) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Banca Generali PS Ratio Related Terms
Banca Generali PS Ratio Historical Data
* Premium members only.
The historical data trend for Banca Generali's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banca Generali's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banca Generali PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Banca Generali's PS Ratio distribution charts can be found below:
* The bar in red indicates where Banca Generali's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Banca Generali's Share Price of today is $66.92. Banca Generali's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $12.24.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Banca Generali (BGNMF) has a PS Ratio of 5.47 as of Jul. 04, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Banca Generali and its competitors. This is 13% above median its historical median of 4.84. Over the past decade, Banca Generali's PS Ratio has ranged from 2.78 to 7.07. According to the industry distribution chart, Banca Generali ranks #1389 out of 1517 companies in the Banks industry, placing it in the top 91.6%.
Is Banca Generali's PS Ratio too high?
Banca Generali's current PS Ratio of 5.47 is 13% above median its 10-year median of 4.84. Over the past 10 years, this metric has ranged from a low of 2.78 to a high of 7.07. The Banks industry median PS Ratio is 2.98. Banca Generali's value of 5.47 is 83.6% above this industry median. Based on the distribution chart, Banca Generali ranks #1389 out of 1517 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banca Generali has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Banca Generali's PS Ratio compare to competitors?
According to the Banks industry distribution chart, Banca Generali ranks #1389 out of 1517 companies for PS Ratio. This places Banca Generali in the lower half of its industry. The industry median PS Ratio is 2.98. Banca Generali's value of 5.47 is 83.6% above this benchmark. Historically, Banca Generali's own PS Ratio has ranged from 2.78 to 7.07 over the past decade. While the company's 10-year median is 4.84 vs. the industry median of 2.98, Banca Generali has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.98, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banca Generali's current PS Ratio of 5.47 is 83.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Banca Generali and its competitors. For the Banks industry, the median PS Ratio is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Generali's current PS Ratio is 5.47, which is 13% above median its own 10-year median of 4.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Generali stock overvalued right now?
Banca Generali (BGNMF) has a current PS Ratio of 5.47. The stock's GF Value™ is $48.01, compared to a current price of $66.92 — trading 39.4% above its estimated fair value. The current PS Ratio is 5.47, which is 13% above median its 10-year median of 4.84 and 83.6% above the Banks industry median of 2.98. Banca Generali's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Banca Generali (BGNMF), the current PS Ratio is 5.47 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banca Generali (BGNMF) Overvalued in 2026?
Based on GuruFocus' analysis, Banca Generali stock appears to be overvalued.
The current stock price of $66.92 is trading 39.4% above its estimated GF Value™ of $48.01.
Key valuation signals for BGNMF:
PS Ratio: 5.47 (13% above median its 10-year median of 4.84)
GF Value™: $48.01 vs. price of $66.92 (39.4% above fair value)
Industry Position: 83.6% above the Banks median (#1389 of 1517)
No single metric tells the full story. See the BGNMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banca Generali is a private bank that supports clients in the care and protection of assets with innovative and sustainability-oriented solutions. It is involved in financial planning and asset protection of clients. It offers services such as Home Banking; Online Trading; Mobile and Wearable Payments and C-less debit and credit cards; Investment services and wealth management services. The company has more than 45 branches and 170 offices in the main Italian cities.
68GF Score
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