BGNMF (Banca Generali) E10: $3.42 (As of Mar. 2026)


BGNMF Banca Generali BGNMF
68 GF Score
Price $66.92
GF Value $49.14
! 7 Warning Signs
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What is Banca Generali E10?

Banca Generali BGNMF +9.92% 68 E10 is $3.42 as of Mar. 2026. GuruFocus rates BGNMF with a GF Score™ of 68/100 and a GF Value™ of $49.14. The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Banca Generali's adjusted earnings per share data for the three months ended in Mar. 2026 was $1.283. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $3.42 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Banca Generali's average E10 Growth Rate was 10.20% per year. During the past 3 years, the average E10 Growth Rate was 8.60% per year. During the past 5 years, the average E10 Growth Rate was 11.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Banca Generali was 14.20% per year. The lowest was 8.60% per year. And the median was 11.85% per year.

As of today (2026-06-26), Banca Generali's current stock price is $66.92. Banca Generali's E10 for the quarter that ended in Mar. 2026 was $3.42. Banca Generali's Shiller PE Ratio of today is 19.57.

During the past 13 years, the highest Shiller PE Ratio of Banca Generali was 25.50. The lowest was 11.85. And the median was 17.85.


Banca Generali  (OTCPK:BGNMF) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Banca Generali's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=66.92/3.42
=19.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Banca Generali was 25.50. The lowest was 11.85. And the median was 17.85.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Banca Generali E10 Related Terms


Banca Generali E10 Historical Data

* Premium members only.

The historical data trend for Banca Generali's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banca Generali E10 Chart

Banca Generali Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 2.35 2.95

Banca Generali Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.86 3.26 3.35 2.95 3.42

Banca Generali E10 Competitor Comparison

For the Banks - Regional subindustry, Banca Generali's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banca Generali Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banca Generali's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Banca Generali's Shiller PE Ratio falls into.


BGNMF
68GF Score
Banca Generali BGNMF
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Banca Generali E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Banca Generali's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.283/122.6000*122.6000
=1.283

Current CPI (Mar. 2026) = 122.6000.

Banca Generali Quarterly Data

per share eps CPI Adj_EPS
201606 0.367 99.900 0.450
201609 0.496 100.100 0.607
201612 0.334 100.300 0.408
201703 0.513 101.000 0.623
201706 0.499 101.100 0.605
201709 0.445 101.200 0.539
201712 0.577 101.200 0.699
201803 0.518 101.800 0.624
201806 0.432 102.400 0.517
201809 0.434 102.600 0.519
201812 0.435 102.300 0.521
201903 0.644 102.800 0.768
201906 0.644 103.100 0.766
201909 0.604 102.900 0.720
201912 0.744 102.800 0.887
202003 0.757 102.900 0.902
202006 0.512 102.900 0.610
202009 0.653 102.300 0.783
202012 0.827 102.600 0.988
202103 1.405 103.700 1.661
202106 0.566 104.200 0.666
202109 0.824 104.900 0.963
202112 0.520 106.600 0.598
202203 0.661 110.400 0.734
202206 0.571 112.500 0.622
202209 0.208 114.200 0.223
202212 0.540 119.000 0.556
202303 0.771 118.800 0.796
202306 0.878 119.700 0.899
202309 0.758 120.300 0.772
202312 0.680 119.700 0.696
202403 1.162 120.200 1.185
202406 1.110 120.700 1.127
202409 0.966 121.200 0.977
202412 0.851 121.200 0.861
202503 1.049 122.500 1.050
202506 0.900 122.700 0.899
202509 1.185 123.100 1.180
202512 1.349 122.600 1.349
202603 1.283 122.600 1.283

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $3.42 mean?
Banca Generali (BGNMF) has a E10 of $3.42 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Banca Generali and its competitors.
Is Banca Generali's E10 too high?
Banca Generali's current E10 is $3.42. Overall, Banca Generali has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Banca Generali's E10 compare to competitors?
Banca Generali's E10 of $3.42 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Banca Generali and its competitors. Banca Generali's current E10 is $3.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Generali stock overvalued right now?
Banca Generali (BGNMF) has a current E10 of $3.42. The stock's GF Value™ is $49.14, compared to a current price of $66.92 — trading 36.2% above its estimated fair value. The current E10 is $3.42. Banca Generali's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Banca Generali (BGNMF), the current E10 is $3.42 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banca Generali (BGNMF) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Generali stock appears to be overvalued. The current stock price of $66.92 is trading 36.2% above its estimated GF Value™ of $49.14.

Key valuation signals for BGNMF:

  • E10: $3.42
  • GF Value™: $49.14 vs. price of $66.92 (36.2% above fair value)
  • GF Score™: 68/100 with 7 warning signs

No single metric tells the full story. See the BGNMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banca Generali Business Description

Address Piazza Tre Torri 1, Milan, ITA, 20145
Banca Generali is a private bank that supports clients in the care and protection of assets with innovative and sustainability-oriented solutions. It is involved in financial planning and asset protection of clients. It offers services such as Home Banking; Online Trading; Mobile and Wearable Payments and C-less debit and credit cards; Investment services and wealth management services. The company has more than 45 branches and 170 offices in the main Italian cities.
68GF Score

Get the complete analysis for BGNMF

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$66.92
Price
$49.14
GF Value