BGNMF (Banca Generali) Margin of Safety % (DCF Earnings Based): 27.88% (As of Jun. 26, 2026)


BGNMF Banca Generali BGNMF
68 GF Score
Price $66.92
GF Value $49.14
! 7 Warning Signs
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What is Banca Generali Margin of Safety % (DCF Earnings Based)?

Banca Generali BGNMF +9.92% 68 Margin of Safety % (DCF Earnings Based) is 27.88% as of Jun. 26, 2026. GuruFocus rates BGNMF with a GF Score™ of 68/100 and a GF Value™ of $49.14. The stock has 7 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), Banca Generali's Predictability Rank is 4.5-Stars. Banca Generali's intrinsic value calculated from the Discounted Earnings model is $92.79 and current share price is $66.92. Consequently,

Banca Generali's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 27.88%.

Banca Generali Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, Banca Generali's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banca Generali Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Banca Generali's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Banca Generali's Margin of Safety % (DCF Earnings Based) falls into.


BGNMF
68GF Score
Banca Generali BGNMF
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Banca Generali Margin of Safety % (DCF Earnings Based) Calculation

Banca Generali's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(92.79-66.92)/92.79
=27.88 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 27.88% mean?
Banca Generali (BGNMF) has a Margin of Safety % (DCF Earnings Based) of 27.88% as of Jun. 26, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Banca Generali.
Is Banca Generali's Margin of Safety % (DCF Earnings Based) too high?
Banca Generali's current Margin of Safety % (DCF Earnings Based) is 27.88%. Overall, Banca Generali has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Banca Generali's Margin of Safety % (DCF Earnings Based) compare to competitors?
Banca Generali's Margin of Safety % (DCF Earnings Based) of 27.88% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Banca Generali. Banca Generali's current Margin of Safety % (DCF Earnings Based) is 27.88%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Generali stock overvalued right now?
Banca Generali (BGNMF) has a current Margin of Safety % (DCF Earnings Based) of 27.88%. The stock's GF Value™ is $49.14, compared to a current price of $66.92 — trading 36.2% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 27.88%. Banca Generali's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Banca Generali (BGNMF), the current Margin of Safety % (DCF Earnings Based) is 27.88% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banca Generali (BGNMF) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Generali stock appears to be overvalued. The current stock price of $66.92 is trading 36.2% above its estimated GF Value™ of $49.14.

Key valuation signals for BGNMF:

  • Margin of Safety % (DCF Earnings Based): 27.88%
  • GF Value™: $49.14 vs. price of $66.92 (36.2% above fair value)
  • GF Score™: 68/100 with 7 warning signs

No single metric tells the full story. See the BGNMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banca Generali Business Description

Address Piazza Tre Torri 1, Milan, ITA, 20145
Banca Generali is a private bank that supports clients in the care and protection of assets with innovative and sustainability-oriented solutions. It is involved in financial planning and asset protection of clients. It offers services such as Home Banking; Online Trading; Mobile and Wearable Payments and C-less debit and credit cards; Investment services and wealth management services. The company has more than 45 branches and 170 offices in the main Italian cities.
68GF Score

Get the complete analysis for BGNMF

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$66.92
Price
$49.14
GF Value