BGNMF (Banca Generali) Scaled Net Operating Assets: 0.12 (As of Mar. 2026)


BGNMF Banca Generali BGNMF
67 GF Score
Price $66.92
GF Value $49.31
! 7 Warning Signs
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What is Banca Generali Scaled Net Operating Assets?

Banca Generali BGNMF +9.92% 67 Scaled Net Operating Assets is 0.12 as of Mar. 2026. GuruFocus rates BGNMF with a GF Score™ of 67/100 and a GF Value™ of $49.31. The stock has 7 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banca Generali's operating assets for the quarter that ended in Mar. 2026 was $21,958 Mil. Banca Generali's operating liabilities for the quarter that ended in Mar. 2026 was $19,326 Mil. Banca Generali's Total Assets for the quarter that ended in Dec. 2025 was $21,611 Mil. Therefore, Banca Generali's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.12.

BGNMF
67GF Score
Banca Generali BGNMF
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Banca Generali Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banca Generali's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(20781.293-19089.226)/17614.644
=0.10

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=21611.267 - 829.974
=20781.293

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=19759.562 - 670.336 - 0
=19089.226

Banca Generali's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(21958.203-19326.032)/21611.267
=0.12

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=21958.203 - 0
=21958.203

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=20008.684 - 682.652 - 0
=19326.032

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.12 mean?
Banca Generali (BGNMF) has a Scaled Net Operating Assets of 0.12 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banca Generali and its competitors.
Is Banca Generali's Scaled Net Operating Assets too high?
Banca Generali's current Scaled Net Operating Assets is 0.12. Overall, Banca Generali has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Banca Generali's Scaled Net Operating Assets compare to competitors?
Banca Generali's Scaled Net Operating Assets of 0.12 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banca Generali and its competitors. Banca Generali's current Scaled Net Operating Assets is 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Generali stock overvalued right now?
Banca Generali (BGNMF) has a current Scaled Net Operating Assets of 0.12. The stock's GF Value™ is $49.31, compared to a current price of $66.92 — trading 35.7% above its estimated fair value. The current Scaled Net Operating Assets is 0.12. Banca Generali's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Banca Generali (BGNMF), the current Scaled Net Operating Assets is 0.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banca Generali (BGNMF) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Generali stock appears to be overvalued. The current stock price of $66.92 is trading 35.7% above its estimated GF Value™ of $49.31.

Key valuation signals for BGNMF:

  • Scaled Net Operating Assets: 0.12
  • GF Value™: $49.31 vs. price of $66.92 (35.7% above fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the BGNMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banca Generali Business Description

Address Piazza Tre Torri 1, Milan, ITA, 20145
Banca Generali is a private bank that supports clients in the care and protection of assets with innovative and sustainability-oriented solutions. It is involved in financial planning and asset protection of clients. It offers services such as Home Banking; Online Trading; Mobile and Wearable Payments and C-less debit and credit cards; Investment services and wealth management services. The company has more than 45 branches and 170 offices in the main Italian cities.
67GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$66.92
Price
$49.31
GF Value