EDVR (Endeavor Bancorp) Debt-to-Asset : 0.03 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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EDVR Endeavor Bancorp EDVR
65 GF Score
Price $20.10
GF Value $17.14
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Endeavor Bancorp Debt-to-Asset?

Endeavor Bancorp EDVR -1.41% 65 Debt-to-Asset is 0.03 as of Jun. 2026. GuruFocus rates EDVR with a GF Score™ of 65/100 and a GF Value™ of $17.14 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Endeavor Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0.00 Mil. Endeavor Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $26.84 Mil. Endeavor Bancorp's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was $823.05 Mil. Endeavor Bancorp's debt to asset for the quarter that ended in Jun. 2026 was 0.03.


Endeavor Bancorp  (OTCPK:EDVR) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Endeavor Bancorp Debt-to-Asset Related Terms


Endeavor Bancorp Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Endeavor Bancorp's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Endeavor Bancorp Debt-to-Asset Chart

Endeavor Bancorp Annual Data
Trend Dec18 Dec19 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial 0.00 0.03 0.03 0.04 0.04

Endeavor Bancorp Quarterly Data
Dec18 Dec19 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.04 0.04 0.03 0.03

EDVR vs STLE, SSBI, FSMK: Debt-to-Asset Comparison

For the Banks - Regional subindustry, Endeavor Bancorp's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Endeavor Bancorp Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Endeavor Bancorp's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Endeavor Bancorp's Debt-to-Asset falls into.


EDVR
65GF Score
Endeavor Bancorp EDVR
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Endeavor Bancorp Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Endeavor Bancorp's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Endeavor Bancorp's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.03 mean?
Endeavor Bancorp (EDVR) has a Debt-to-Asset of 0.03 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Endeavor Bancorp and its competitors.
Is Endeavor Bancorp's Debt-to-Asset too high?
Endeavor Bancorp's current Debt-to-Asset is 0.03. Overall, Endeavor Bancorp has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Endeavor Bancorp's Debt-to-Asset compare to STLE and SSBI?
Endeavor Bancorp's Debt-to-Asset of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Endeavor Bancorp and its competitors. Endeavor Bancorp's current Debt-to-Asset is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Endeavor Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Endeavor Bancorp (EDVR) is currently considered Modestly Overvalued. The stock's GF Value™ is $17.14, compared to a current price of $20.10 — trading 17.3% above its estimated fair value. The current Debt-to-Asset is 0.03. Endeavor Bancorp's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Endeavor Bancorp (EDVR), the current Debt-to-Asset is 0.03 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Endeavor Bancorp (EDVR) Overvalued in 2026?

Based on GuruFocus' analysis, Endeavor Bancorp stock appears to be overvalued. The current stock price of $20.10 is trading 17.3% above its estimated GF Value™ of $17.14. GuruFocus considers Endeavor Bancorp to be Modestly Overvalued.

Key valuation signals for EDVR:

  • Debt-to-Asset: 0.03
  • GF Value™: $17.14 vs. price of $20.10 (17.3% above fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the EDVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Endeavor Bancorp Business Description

Address 750 B Street, Suite 3110, San Diego, CA, USA, 92101
Endeavor Bancorp provides banking services. It offers business services that include business checking accounts, business money market accounts, and others, personal services consists of personal checking accounts, personal saving accounts, and others, Digital banking comprises of Mobile banking, Pay bills, Positive Pay and other related services, and loan services consists of Working Capital Revolving Lines of Credit, Equipment and Fixed Asset Term Loans, and others. Its solutions include: Commercial Banking; Lending Services; Digital Banking; and Personal Banking.
65GF Score

Get the complete analysis for EDVR

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.10
Price
$17.14
GF Value