EDVR (Endeavor Bancorp) Moat Score: 3/10 (As of Jun. 27, 2026)


EDVR Endeavor Bancorp EDVR
70 GF Score
Price $19.25
GF Value $17.76
Valuation Fairly Valued
! 2 Warning Signs
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What is Endeavor Bancorp Moat Score?

Endeavor Bancorp EDVR 70 Moat Score is 3 as of Jun. 27, 2026. GuruFocus rates EDVR with a GF Score™ of 70/100 and a GF Value™ of $17.76 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,610 Banks companies, Endeavor Bancorp ranks better than 74.41% on this metric.

Endeavor Bancorp has the Moat Score of 3, which implies that the company might have No Moat - Very weak/transient advantages.

Endeavor Bancorp has No Moat: Endeavor Bancorp operates in a highly competitive banking sector with low switching costs and minimal brand differentiation. The company lacks significant market share, intellectual property, or regulatory barriers, resulting in a very weak competitive position.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Endeavor Bancorp might have No Moat - Very weak/transient advantages.

Endeavor Bancorp  (OTCPK:EDVR) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Endeavor Bancorp Moat Score Related Terms

EDVR vs FSEA, CPBI, FBSI: Moat Score Comparison

For the Banks - Regional subindustry, Endeavor Bancorp's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Endeavor Bancorp Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Endeavor Bancorp's Moat Score distribution charts can be found below:

* The bar in red indicates where Endeavor Bancorp's Moat Score falls into.


EDVR
70GF Score
Endeavor Bancorp EDVR
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 3 mean?
Endeavor Bancorp (EDVR) has a Moat Score of 3 as of Jun. 27, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Endeavor Bancorp ranks #412 out of 1610 companies in the Banks industry, placing it in the top 25.6%.
Is Endeavor Bancorp's Moat Score too high?
Endeavor Bancorp's current Moat Score is 3. Based on the distribution chart, Endeavor Bancorp ranks #412 out of 1610 companies in the Banks industry, which is above the industry midpoint. Overall, Endeavor Bancorp has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Endeavor Bancorp's Moat Score compare to FSEA and CPBI?
According to the Banks industry distribution chart, Endeavor Bancorp ranks #412 out of 1610 companies for Moat Score. This puts Endeavor Bancorp in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Endeavor Bancorp's current Moat Score is 3. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Endeavor Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Endeavor Bancorp (EDVR) is currently considered Fairly Valued. The stock's GF Value™ is $17.76, compared to a current price of $19.25 — trading 8.4% above its estimated fair value. The current Moat Score is 3. Endeavor Bancorp's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Endeavor Bancorp (EDVR), the current Moat Score is 3 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Endeavor Bancorp (EDVR) Overvalued in 2026?

Based on GuruFocus' analysis, Endeavor Bancorp stock appears to be overvalued. The current stock price of $19.25 is trading 8.4% above its estimated GF Value™ of $17.76. GuruFocus considers Endeavor Bancorp to be Fairly Valued.

Key valuation signals for EDVR:

  • Moat Score: 3
  • GF Value™: $17.76 vs. price of $19.25 (8.4% above fair value)
  • GF Score™: 70/100 with 2 warning signs

No single metric tells the full story. See the EDVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Endeavor Bancorp Business Description

Address 750 B Street, Suite 3110, San Diego, CA, USA, 92101
Endeavor Bancorp provides banking services. It offers business services that include business checking accounts, business money market accounts, and others, personal services consists of personal checking accounts, personal saving accounts, and others, Digital banking comprises of Mobile banking, Pay bills, Positive Pay and other related services, and loan services consists of Working Capital Revolving Lines of Credit, Equipment and Fixed Asset Term Loans, and others. Its solutions include: Commercial Banking; Lending Services; Digital Banking; and Personal Banking.
70GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.25
Price
$17.76
GF Value