Endeavor BancorpEDVR 70 Net Margin % is 15.91% as of Mar. 2026, which is 13% below its 10-year median of 18.33. GuruFocus rates EDVR with a GF Score™ of 70/100 and a GF Value™ of $17.75 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,526 Banks companies, Endeavor Bancorp ranks worse than 77.39% on this metric.
The historical rank and industry rank for Endeavor Bancorp's Net Margin % or its related term are showing as below:
EDVR'
s Net Margin % Range Over the Past 10 Years
Min: -87.78 Med: 18.33 Max: 32.5
Current: 17.11
EDVR's Net Margin % is ranked worse than 77.39% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs EDVR: 17.11
Endeavor Bancorp (OTCPK:EDVR) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Endeavor Bancorp Net Margin % Related Terms
Endeavor Bancorp Net Margin % Historical Data
* Premium members only.
The historical data trend for Endeavor Bancorp's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Endeavor Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Endeavor Bancorp Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Endeavor Bancorp's Net Margin % distribution charts can be found below:
* The bar in red indicates where Endeavor Bancorp's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Endeavor Bancorp (EDVR) has a Net Margin % of 15.91% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Endeavor Bancorp and its competitors. This is 13% below median its historical median of 18.33. According to the industry distribution chart, Endeavor Bancorp ranks #1181 out of 1526 companies in the Banks industry, placing it in the top 77.4%.
Is Endeavor Bancorp's Net Margin % too high?
Endeavor Bancorp's current Net Margin % of 15.91% is 13% below median its 10-year median of 18.33. The Banks industry median Net Margin % is 26.97. Endeavor Bancorp's value of 15.91% is 41% below this industry median. Based on the distribution chart, Endeavor Bancorp ranks #1181 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Endeavor Bancorp has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Endeavor Bancorp's Net Margin % compare to FSEA and CPBI?
According to the Banks industry distribution chart, Endeavor Bancorp ranks #1181 out of 1526 companies for Net Margin %. This places Endeavor Bancorp in the lower half of its industry. The industry median Net Margin % is 26.97. Endeavor Bancorp's value of 15.91% is 41% below this benchmark. While the company's 10-year median is 18.33 vs. the industry median of 26.97, Endeavor Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Endeavor Bancorp's current Net Margin % of 15.91% is 41% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Endeavor Bancorp and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Endeavor Bancorp's current Net Margin % is 15.91%, which is 13% below median its own 10-year median of 18.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Endeavor Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Endeavor Bancorp (EDVR) is currently considered Fairly Valued. The stock's GF Value™ is $17.75, compared to a current price of $19.25 — trading 8.5% above its estimated fair value. The current Net Margin % is 15.91%, which is 13% below median its 10-year median of 18.33 and 41% below the Banks industry median of 26.97. Endeavor Bancorp's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Endeavor Bancorp (EDVR), the current Net Margin % is 15.91% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Endeavor Bancorp (EDVR) Overvalued in 2026?
Based on GuruFocus' analysis, Endeavor Bancorp stock appears to be overvalued.
The current stock price of $19.25 is trading 8.5% above its estimated GF Value™ of $17.75.
GuruFocus considers Endeavor Bancorp to be Fairly Valued.
Key valuation signals for EDVR:
Net Margin %: 15.91% (13% below median its 10-year median of 18.33)
GF Value™: $17.75 vs. price of $19.25 (8.5% above fair value)
Industry Position: 41% below the Banks median (#1181 of 1526)
No single metric tells the full story. See the EDVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Endeavor Bancorp provides banking services. It offers business services that include business checking accounts, business money market accounts, and others, personal services consists of personal checking accounts, personal saving accounts, and others, Digital banking comprises of Mobile banking, Pay bills, Positive Pay and other related services, and loan services consists of Working Capital Revolving Lines of Credit, Equipment and Fixed Asset Term Loans, and others. Its solutions include: Commercial Banking; Lending Services; Digital Banking; and Personal Banking.
70GF Score
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