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Endeavor BancorpEDVR 66 Debt-to-Equity is 0.41 as of Mar. 2026, which is 13% below its 10-year median of 0.47. GuruFocus rates EDVR with a GF Score™ of 66/100 and a GF Value™ of $17.97 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,425 Banks companies, Endeavor Bancorp ranks better than 59.37% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Endeavor Bancorp's Debt-to-Equity or its related term are showing as below:
EDVR'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.03 Med: 0.47 Max: 0.63
Current: 0.41
During the past 7 years, the highest Debt-to-Equity Ratio of Endeavor Bancorp was 0.63. The lowest was 0.03. And the median was 0.47.
EDVR's Debt-to-Equity is ranked better than 59.37% of 1425
companies
in the Banks industry
Industry Median: 0.56
vs EDVR: 0.41
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Endeavor Bancorp Debt-to-Equity Related Terms
Endeavor Bancorp Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Endeavor Bancorp's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EDVR vs BKOR, FDSB, MCBK: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Endeavor Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Endeavor Bancorp Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Endeavor Bancorp's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Endeavor Bancorp's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Endeavor Bancorp (EDVR) has a Debt-to-Equity of 0.41 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Endeavor Bancorp and its competitors. This is 13% below median its historical median of 0.47. Over the past decade, Endeavor Bancorp's Debt-to-Equity has ranged from 0.03 to 0.63. According to the industry distribution chart, Endeavor Bancorp ranks #579 out of 1425 companies in the Banks industry, placing it in the top 40.6%.
Is Endeavor Bancorp's Debt-to-Equity too high?
Endeavor Bancorp's current Debt-to-Equity of 0.41 is 13% below median its 10-year median of 0.47. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.63. The Banks industry median Debt-to-Equity is 0.56. Endeavor Bancorp's value of 0.41 is 26.8% below this industry median. Based on the distribution chart, Endeavor Bancorp ranks #579 out of 1425 companies in the Banks industry, which is above the industry midpoint. Overall, Endeavor Bancorp has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Endeavor Bancorp's Debt-to-Equity compare to BKOR and FDSB?
According to the Banks industry distribution chart, Endeavor Bancorp ranks #579 out of 1425 companies for Debt-to-Equity. This puts Endeavor Bancorp in the upper half of its industry. The industry median Debt-to-Equity is 0.56. Endeavor Bancorp's value of 0.41 is 26.8% below this benchmark. Historically, Endeavor Bancorp's own Debt-to-Equity has ranged from 0.03 to 0.63 over the past decade. While the company's 10-year median is 0.47 vs. the industry median of 0.56, Endeavor Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,425 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Endeavor Bancorp's current Debt-to-Equity of 0.41 is 26.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Endeavor Bancorp and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Endeavor Bancorp's current Debt-to-Equity is 0.41, which is 13% below median its own 10-year median of 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Endeavor Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Endeavor Bancorp (EDVR) is currently considered Modestly Overvalued. The stock's GF Value™ is $17.97, compared to a current price of $19.91 — trading 10.8% above its estimated fair value. The current Debt-to-Equity is 0.41, which is 13% below median its 10-year median of 0.47 and 26.8% below the Banks industry median of 0.56. Endeavor Bancorp's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Endeavor Bancorp (EDVR), the current Debt-to-Equity is 0.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Endeavor Bancorp (EDVR) Overvalued in 2026?
Based on GuruFocus' analysis, Endeavor Bancorp stock appears to be overvalued.
The current stock price of $19.91 is trading 10.8% above its estimated GF Value™ of $17.97.
GuruFocus considers Endeavor Bancorp to be Modestly Overvalued.
Key valuation signals for EDVR:
Debt-to-Equity: 0.41 (13% below median its 10-year median of 0.47)
GF Value™: $17.97 vs. price of $19.91 (10.8% above fair value)
Industry Position: 26.8% below the Banks median (#579 of 1425)
No single metric tells the full story. See the EDVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Endeavor Bancorp provides banking services. It offers business services that include business checking accounts, business money market accounts, and others, personal services consists of personal checking accounts, personal saving accounts, and others, Digital banking comprises of Mobile banking, Pay bills, Positive Pay and other related services, and loan services consists of Working Capital Revolving Lines of Credit, Equipment and Fixed Asset Term Loans, and others. Its solutions include: Commercial Banking; Lending Services; Digital Banking; and Personal Banking.
66GF Score
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