Mediobanca SpA (MIL:MB) Debt-to-Asset : 0.36 (As of Dec. 2025)

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MIL:MB Mediobanca SpA MIL:MB
53 GF Score
Price €28.52
! 6 Warning Signs
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What is Mediobanca SpA Debt-to-Asset?

Mediobanca SpA MIL:MB +1.49% 53 Debt-to-Asset is 0.36 as of Dec. 2025. GuruFocus rates MIL:MB with a GF Score™ of 53/100. The stock has 6 warning signs investors should review.

Mediobanca SpA's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €0 Mil. Mediobanca SpA's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €37,896 Mil. Mediobanca SpA's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Dec. 2025 was €106,007 Mil. Mediobanca SpA's debt to asset for the quarter that ended in Dec. 2025 was 0.36.

Mediobanca SpA  (MIL:MB) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Mediobanca SpA Debt-to-Asset Related Terms

Mediobanca SpA Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Mediobanca SpA's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mediobanca SpA Debt-to-Asset Chart

Mediobanca SpA Annual Data
Trend Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.31 0.28 0.25 0.29 0.34

Mediobanca SpA Quarterly Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Sep22 Dec22 Jun23 Sep23 Dec23 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25 Mar26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.34 0.36 0.30 0.36 0.30

Mediobanca SpA Debt-to-Asset Competitor Comparison

For the Banks - Regional subindustry, Mediobanca SpA's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Mediobanca SpA Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Mediobanca SpA's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Mediobanca SpA's Debt-to-Asset falls into.


MIL:MB
53GF Score
Mediobanca SpA MIL:MB
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Mediobanca SpA Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Mediobanca SpA's Debt-to-Asset for the fiscal year that ended in Jun. 2024 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 33734.434) / 99226.274
=0.34

Mediobanca SpA's Debt-to-Asset for the quarter that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 37895.893) / 106006.555
=0.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.36 mean?
Mediobanca SpA (MIL:MB) has a Debt-to-Asset of 0.36 as of Dec. 2025. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Mediobanca SpA and its competitors.
Is Mediobanca SpA's Debt-to-Asset too high?
Mediobanca SpA's current Debt-to-Asset is 0.36. Overall, Mediobanca SpA has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Mediobanca SpA's Debt-to-Asset compare to competitors?
Mediobanca SpA's Debt-to-Asset of 0.36 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Mediobanca SpA and its competitors. Mediobanca SpA's current Debt-to-Asset is 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mediobanca SpA stock overvalued right now?
Mediobanca SpA (MIL:MB) has a current Debt-to-Asset of 0.36. The current Debt-to-Asset is 0.36. Mediobanca SpA's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Mediobanca SpA (MIL:MB), the current Debt-to-Asset is 0.36 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Mediobanca SpA Business Description

Address Piazzetta Enrico Cuccia 1, Milan, ITA, 20121
Mediobanca SpA is a specialized financial group operating in Wealth Management, Corporate & Investment Banking, and Consumer Finance in the Italian market. It operates through four divisions: Wealth Management, which provides savings products and investment and wealth management services; Corporate & Investment Banking, which provides financial advisory services and capital markets transactions; Consumer Finance, which offers personal loans, credit cards, salary-backed loans, and HeyLight BNPL solutions; and Insurance & Principal Investing, which manages equity investments including Assicurazioni Generali. Holding Functions support Group operations. The majority of revenue comes from Consumer Finance.
53GF Score

Get the complete analysis for MIL:MB

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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