Mediobanca SpAMIL:MB +1.15%50 10-Year RORE % is 13.29 as of Dec. 2025. GuruFocus rates MIL:MB with a GF Score™ of 50/100. The stock has 6 warning signs investors should review. Among 1,091 Banks companies, Mediobanca SpA ranks better than 62.88% on this metric.
Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Mediobanca SpA's 10-Year RORE % for the quarter that ended in Dec. 2025 was 13.29%.
The industry rank for Mediobanca SpA's 10-Year RORE % or its related term are showing as below:
MIL:MB's 10-Year RORE % is ranked better than 62.88% of 1091
companies
in the Banks industry
Industry Median: 10.19
vs MIL:MB: 13.29
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Mediobanca SpA 10-Year RORE % Related Terms
Mediobanca SpA 10-Year RORE % Historical Data
* Premium members only.
The historical data trend for Mediobanca SpA's 10-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Mediobanca SpA's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mediobanca SpA 10-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Mediobanca SpA's 10-Year RORE % distribution charts can be found below:
* The bar in red indicates where Mediobanca SpA's 10-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 10-year before.
Mediobanca SpA (MIL:MB) has a 10-Year RORE % of 13.29 as of Dec. 2025. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Mediobanca SpA and its competitors. According to the industry distribution chart, Mediobanca SpA ranks #405 out of 1091 companies in the Banks industry, placing it in the top 37.1%.
Is Mediobanca SpA's 10-Year RORE % too high?
Mediobanca SpA's current 10-Year RORE % is 13.29. The Banks industry median 10-Year RORE % is 10.19. Mediobanca SpA's value of 13.29 is 30.4% above this industry median. Based on the distribution chart, Mediobanca SpA ranks #405 out of 1091 companies in the Banks industry, which is above the industry midpoint. Overall, Mediobanca SpA has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does Mediobanca SpA's 10-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Mediobanca SpA ranks #405 out of 1091 companies for 10-Year RORE %. This puts Mediobanca SpA in the upper half of its industry. The industry median 10-Year RORE % is 10.19. Mediobanca SpA's value of 13.29 is 30.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Banks company?
The median 10-Year RORE % among Banks companies is 10.19, based on 1,091 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mediobanca SpA's current 10-Year RORE % of 13.29 is 30.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Mediobanca SpA and its competitors. For the Banks industry, the median 10-Year RORE % is 10.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mediobanca SpA's current 10-Year RORE % is 13.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mediobanca SpA stock overvalued right now?
Mediobanca SpA (MIL:MB) has a current 10-Year RORE % of 13.29. The current 10-Year RORE % is 13.29 and 30.4% above the Banks industry median of 10.19. Mediobanca SpA's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Mediobanca SpA (MIL:MB), the current 10-Year RORE % is 13.29 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Mediobanca SpA is a specialized financial group operating in Wealth Management, Corporate & Investment Banking, and Consumer Finance in the Italian market. It operates through four divisions: Wealth Management, which provides savings products and investment and wealth management services; Corporate & Investment Banking, which provides financial advisory services and capital markets transactions; Consumer Finance, which offers personal loans, credit cards, salary-backed loans, and HeyLight BNPL solutions; and Insurance & Principal Investing, which manages equity investments including Assicurazioni Generali. Holding Functions support Group operations. The majority of revenue comes from Consumer Finance.
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