Mediobanca SpA (MIL:MB) Liabilities-to-Assets : 0.89 (As of Dec. 2025)

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MIL:MB Mediobanca SpA MIL:MB
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What is Mediobanca SpA Liabilities-to-Assets?

Mediobanca SpA MIL:MB +0.37% 50 Liabilities-to-Assets is 0.89 as of Dec. 2025. GuruFocus rates MIL:MB with a GF Score™ of 50/100. The stock has 6 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Mediobanca SpA's Total Liabilities for the quarter that ended in Dec. 2025 was €94,559 Mil. Mediobanca SpA's Total Assets for the quarter that ended in Dec. 2025 was €106,007 Mil. Therefore, Mediobanca SpA's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.89.

Mediobanca SpA  (MIL:MB) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.

Mediobanca SpA Liabilities-to-Assets Related Terms

Mediobanca SpA Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Mediobanca SpA's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mediobanca SpA Liabilities-to-Assets Chart

Mediobanca SpA Annual Data
Trend Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.88 0.87 0.88 0.88 0.89

Mediobanca SpA Quarterly Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Sep22 Dec22 Jun23 Sep23 Dec23 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25 Mar26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.89 0.89 0.89 0.89 0.89

Mediobanca SpA Liabilities-to-Assets Competitor Comparison

For the Banks - Regional subindustry, Mediobanca SpA's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Mediobanca SpA Liabilities-to-Assets vs Banks Industry

For the Banks industry and Financial Services sector, Mediobanca SpA's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Mediobanca SpA's Liabilities-to-Assets falls into.


MIL:MB
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Mediobanca SpA MIL:MB
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Mediobanca SpA Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Mediobanca SpA's Liabilities-to-Assets Ratio for the fiscal year that ended in Jun. 2024 is calculated as:

Liabilities-to-Assets (A: Jun. 2024 )=Total Liabilities/Total Assets
=87983.089/99226.274
=0.89

Mediobanca SpA's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 is calculated as

Liabilities-to-Assets (Q: Dec. 2025 )=Total Liabilities/Total Assets
=94558.678/106006.555
=0.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.89 mean?
Mediobanca SpA (MIL:MB) has a Liabilities-to-Assets of 0.89 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Mediobanca SpA and its competitors.
Is Mediobanca SpA's Liabilities-to-Assets too high?
Mediobanca SpA's current Liabilities-to-Assets is 0.89. Overall, Mediobanca SpA has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does Mediobanca SpA's Liabilities-to-Assets compare to competitors?
Mediobanca SpA's Liabilities-to-Assets of 0.89 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Mediobanca SpA and its competitors. Mediobanca SpA's current Liabilities-to-Assets is 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mediobanca SpA stock overvalued right now?
Mediobanca SpA (MIL:MB) has a current Liabilities-to-Assets of 0.89. The current Liabilities-to-Assets is 0.89. Mediobanca SpA's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Mediobanca SpA (MIL:MB), the current Liabilities-to-Assets is 0.89 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Mediobanca SpA Business Description

Address Piazzetta Enrico Cuccia 1, Milan, ITA, 20121
Mediobanca SpA is a specialized financial group operating in Wealth Management, Corporate & Investment Banking, and Consumer Finance in the Italian market. It operates through four divisions: Wealth Management, which provides savings products and investment and wealth management services; Corporate & Investment Banking, which provides financial advisory services and capital markets transactions; Consumer Finance, which offers personal loans, credit cards, salary-backed loans, and HeyLight BNPL solutions; and Insurance & Principal Investing, which manages equity investments including Assicurazioni Generali. Holding Functions support Group operations. The majority of revenue comes from Consumer Finance.
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Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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