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Mediobanca SpAMIL:MB -0.66%50 Debt-to-Equity is 3.32 as of Dec. 2025, which is 30% above its 10-year median of 2.56. GuruFocus rates MIL:MB with a GF Score™ of 50/100. The stock has 6 warning signs investors should review. Among 1,423 Banks companies, Mediobanca SpA ranks worse than 91.5% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Mediobanca SpA's Debt-to-Equity or its related term are showing as below:
MIL:MB'
s Debt-to-Equity Range Over the Past 10 Years
Min: 2.08 Med: 2.56 Max: 3.34
Current: 2.81
During the past 13 years, the highest Debt-to-Equity Ratio of Mediobanca SpA was 3.34. The lowest was 2.08. And the median was 2.56.
MIL:MB's Debt-to-Equity is ranked worse than 91.5% of 1423
companies
in the Banks industry
Industry Median: 0.56
vs MIL:MB: 2.81
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Mediobanca SpA Debt-to-Equity Related Terms
Mediobanca SpA Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Mediobanca SpA's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Mediobanca SpA's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mediobanca SpA Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Mediobanca SpA's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Mediobanca SpA's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mediobanca SpA (MIL:MB) has a Debt-to-Equity of 3.32 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Mediobanca SpA and its competitors. This is 30% above median its historical median of 2.56. Over the past decade, Mediobanca SpA's Debt-to-Equity has ranged from 2.08 to 3.34. According to the industry distribution chart, Mediobanca SpA ranks #1302 out of 1423 companies in the Banks industry, placing it in the top 91.5%.
Is Mediobanca SpA's Debt-to-Equity too high?
Mediobanca SpA's current Debt-to-Equity of 3.32 is 30% above median its 10-year median of 2.56. Over the past 10 years, this metric has ranged from a low of 2.08 to a high of 3.34. The Banks industry median Debt-to-Equity is 0.56. Mediobanca SpA's value of 3.32 is 492.9% above this industry median. Based on the distribution chart, Mediobanca SpA ranks #1302 out of 1423 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mediobanca SpA has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does Mediobanca SpA's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Mediobanca SpA ranks #1302 out of 1423 companies for Debt-to-Equity. This places Mediobanca SpA in the lower half of its industry. The industry median Debt-to-Equity is 0.56. Mediobanca SpA's value of 3.32 is 492.9% above this benchmark. Historically, Mediobanca SpA's own Debt-to-Equity has ranged from 2.08 to 3.34 over the past decade. While the company's 10-year median is 2.56 vs. the industry median of 0.56, Mediobanca SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,423 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mediobanca SpA's current Debt-to-Equity of 3.32 is 492.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Mediobanca SpA and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mediobanca SpA's current Debt-to-Equity is 3.32, which is 30% above median its own 10-year median of 2.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mediobanca SpA stock overvalued right now?
Mediobanca SpA (MIL:MB) has a current Debt-to-Equity of 3.32. The current Debt-to-Equity is 3.32, which is 30% above median its 10-year median of 2.56 and 492.9% above the Banks industry median of 0.56. Mediobanca SpA's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Mediobanca SpA (MIL:MB), the current Debt-to-Equity is 3.32 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Mediobanca SpA is a specialized financial group operating in Wealth Management, Corporate & Investment Banking, and Consumer Finance in the Italian market. It operates through four divisions: Wealth Management, which provides savings products and investment and wealth management services; Corporate & Investment Banking, which provides financial advisory services and capital markets transactions; Consumer Finance, which offers personal loans, credit cards, salary-backed loans, and HeyLight BNPL solutions; and Insurance & Principal Investing, which manages equity investments including Assicurazioni Generali. Holding Functions support Group operations. The majority of revenue comes from Consumer Finance.
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