Mediobanca SpA (MIL:MB) Moat Score: 5/10 (As of Jun. 27, 2026)


MIL:MB Mediobanca SpA MIL:MB
49 GF Score
Price €25.93
! 6 Warning Signs
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What is Mediobanca SpA Moat Score?

Mediobanca SpA MIL:MB -0.99% 49 Moat Score is 5 as of Jun. 27, 2026. GuruFocus rates MIL:MB with a GF Score™ of 49/100. The stock has 6 warning signs investors should review. Among 1,610 Banks companies, Mediobanca SpA ranks better than 93.98% on this metric.

Mediobanca SpA has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Mediobanca SpA has Narrow Moat: Mediobanca SpA has a solid narrow moat due to its brand strength and regulatory barriers. The company benefits from moderate pricing power and distribution advantages, but lacks strong network effects and intellectual property.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Mediobanca SpA might have Narrow Moat - Solid narrow moat.

Mediobanca SpA  (MIL:MB) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Mediobanca SpA Moat Score Related Terms

Mediobanca SpA Moat Score Competitor Comparison

For the Banks - Regional subindustry, Mediobanca SpA's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Mediobanca SpA Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Mediobanca SpA's Moat Score distribution charts can be found below:

* The bar in red indicates where Mediobanca SpA's Moat Score falls into.


MIL:MB
49GF Score
Mediobanca SpA MIL:MB
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
Mediobanca SpA (MIL:MB) has a Moat Score of 5 as of Jun. 27, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Mediobanca SpA ranks #97 out of 1610 companies in the Banks industry, placing it in the top 6%.
Is Mediobanca SpA's Moat Score too high?
Mediobanca SpA's current Moat Score is 5. Based on the distribution chart, Mediobanca SpA ranks #97 out of 1610 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Mediobanca SpA has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Mediobanca SpA's Moat Score compare to competitors?
According to the Banks industry distribution chart, Mediobanca SpA ranks #97 out of 1610 companies for Moat Score. This places Mediobanca SpA in the top 6% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Mediobanca SpA's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mediobanca SpA stock overvalued right now?
Mediobanca SpA (MIL:MB) has a current Moat Score of 5. The current Moat Score is 5. Mediobanca SpA's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Mediobanca SpA (MIL:MB), the current Moat Score is 5 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Mediobanca SpA Business Description

Address Piazzetta Enrico Cuccia 1, Milan, ITA, 20121
Mediobanca SpA is a specialized financial group operating in Wealth Management, Corporate & Investment Banking, and Consumer Finance in the Italian market. It operates through four divisions: Wealth Management, which provides savings products and investment and wealth management services; Corporate & Investment Banking, which provides financial advisory services and capital markets transactions; Consumer Finance, which offers personal loans, credit cards, salary-backed loans, and HeyLight BNPL solutions; and Insurance & Principal Investing, which manages equity investments including Assicurazioni Generali. Holding Functions support Group operations. The majority of revenue comes from Consumer Finance.
49GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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