MNMB (Merchants & Marine Bancorp) Debt-to-Asset : 0.00 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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MNMB Merchants & Marine Bancorp Inc MNMB
64 GF Score
Price $54.99
GF Value $72.46
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Merchants & Marine Bancorp Debt-to-Asset?

Merchants & Marine Bancorp MNMB +1.83% 64 Debt-to-Asset is 0.00 as of Jun. 2026. GuruFocus rates MNMB with a GF Score™ of 64/100 and a GF Value™ of $72.46 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Merchants & Marine Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0.00 Mil. Merchants & Marine Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0.00 Mil. Merchants & Marine Bancorp's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was $1,348.72 Mil. Merchants & Marine Bancorp's debt to asset for the quarter that ended in Jun. 2026 was 0.00.


Merchants & Marine Bancorp  (OTCPK:MNMB) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Merchants & Marine Bancorp Debt-to-Asset Related Terms


Merchants & Marine Bancorp Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Merchants & Marine Bancorp's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Merchants & Marine Bancorp Debt-to-Asset Chart

Merchants & Marine Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.07 0.00 0.21

Merchants & Marine Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.21 0.20 0.00

MNMB vs DWNX, CBWA, CBAF: Debt-to-Asset Comparison

For the Banks - Regional subindustry, Merchants & Marine Bancorp's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Merchants & Marine Bancorp Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Merchants & Marine Bancorp's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Merchants & Marine Bancorp's Debt-to-Asset falls into.


MNMB
64GF Score
Merchants & Marine Bancorp Inc MNMB
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Merchants & Marine Bancorp Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Merchants & Marine Bancorp's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Merchants & Marine Bancorp's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.00 mean?
Merchants & Marine Bancorp (MNMB) has a Debt-to-Asset of 0.00 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Merchants & Marine Bancorp and its competitors.
Is Merchants & Marine Bancorp's Debt-to-Asset too high?
Merchants & Marine Bancorp's current Debt-to-Asset is 0.00. Overall, Merchants & Marine Bancorp has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Merchants & Marine Bancorp's Debt-to-Asset compare to DWNX and CBWA?
Merchants & Marine Bancorp's Debt-to-Asset of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Merchants & Marine Bancorp and its competitors. Merchants & Marine Bancorp's current Debt-to-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Merchants & Marine Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Merchants & Marine Bancorp (MNMB) is currently considered Modestly Undervalued. The stock's GF Value™ is $72.46, compared to a current price of $54.99 — trading 24.1% below its estimated fair value. The current Debt-to-Asset is 0.00. Merchants & Marine Bancorp's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Merchants & Marine Bancorp (MNMB), the current Debt-to-Asset is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Merchants & Marine Bancorp (MNMB) Overvalued in 2026?

Based on GuruFocus' analysis, Merchants & Marine Bancorp stock appears to be undervalued. The current stock price of $54.99 is trading 24.1% below its estimated GF Value™ of $72.46. GuruFocus considers Merchants & Marine Bancorp to be Modestly Undervalued.

Key valuation signals for MNMB:

  • Debt-to-Asset: 0.00
  • GF Value™: $72.46 vs. price of $54.99 (24.1% below fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the MNMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Merchants & Marine Bancorp Business Description

Address 3118 Pascagoula Street, Pascagoula, MS, USA, 39567
Merchants & Marine Bancorp Inc provides full-service financial banking services to individuals, partnerships, corporations, and governmental agencies. Its deposit products include checking accounts, savings accounts, individual retirement accounts, and certificates of deposit. The bank generates commercial, mortgage, and consumer loans and receives deposits from customers located in Jackson and George Counties in Mississippi and Baldwin County in Alabama. The bank provides services such as Personal Banking, Mortgage Loans, Digital Banking, Credit Cards and Others.
64GF Score

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Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$54.99
Price
$72.46
GF Value