MNMB (Merchants & Marine Bancorp) Tariff Resilience Score: 8/10 (As of Sep. 07, 2026)

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Director of Data and Quant Analytics at GuruFocus
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MNMB Merchants & Marine Bancorp Inc MNMB
64 GF Score
Price $54.99
GF Value $72.46
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Merchants & Marine Bancorp Tariff Resilience Score?

Merchants & Marine Bancorp MNMB +1.83% 64 Tariff Resilience Score is 8 as of Sep. 07, 2026. GuruFocus rates MNMB with a GF Score™ of 64/100 and a GF Value™ of $72.46 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,600 Banks companies, Merchants & Marine Bancorp ranks better than 79.06% on this metric.

Merchants & Marine Bancorp has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Merchants & Marine Bancorp has Regional bank with no direct exposure to international trade tariffs. Localized operations and customer base. Historical tariffs have had no impact. Strong community ties and no significant supply chain dependencies.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Merchants & Marine Bancorp might have Highly Resilient.

Merchants & Marine Bancorp  (OTCPK:MNMB) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Merchants & Marine Bancorp Tariff Resilience Score Related Terms

MNMB vs DWNX, CBWA, CBAF: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Merchants & Marine Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Merchants & Marine Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Merchants & Marine Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Merchants & Marine Bancorp's Tariff Resilience Score falls into.


MNMB
64GF Score
Merchants & Marine Bancorp Inc MNMB
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Merchants & Marine Bancorp (MNMB) has a Tariff Resilience Score of 8 as of Sep. 07, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Merchants & Marine Bancorp ranks #335 out of 1600 companies in the Banks industry, placing it in the top 20.9%.
Is Merchants & Marine Bancorp's Tariff Resilience Score too high?
Merchants & Marine Bancorp's current Tariff Resilience Score is 8. Based on the distribution chart, Merchants & Marine Bancorp ranks #335 out of 1600 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Merchants & Marine Bancorp has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Merchants & Marine Bancorp's Tariff Resilience Score compare to DWNX and CBWA?
According to the Banks industry distribution chart, Merchants & Marine Bancorp ranks #335 out of 1600 companies for Tariff Resilience Score. This places Merchants & Marine Bancorp in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Merchants & Marine Bancorp's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Merchants & Marine Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Merchants & Marine Bancorp (MNMB) is currently considered Modestly Undervalued. The stock's GF Value™ is $72.46, compared to a current price of $54.99 — trading 24.1% below its estimated fair value. The current Tariff Resilience Score is 8. Merchants & Marine Bancorp's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Merchants & Marine Bancorp (MNMB), the current Tariff Resilience Score is 8 as of Sep. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Merchants & Marine Bancorp (MNMB) Overvalued in 2026?

Based on GuruFocus' analysis, Merchants & Marine Bancorp stock appears to be undervalued. The current stock price of $54.99 is trading 24.1% below its estimated GF Value™ of $72.46. GuruFocus considers Merchants & Marine Bancorp to be Modestly Undervalued.

Key valuation signals for MNMB:

  • Tariff Resilience Score: 8
  • GF Value™: $72.46 vs. price of $54.99 (24.1% below fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the MNMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Merchants & Marine Bancorp Business Description

Address 3118 Pascagoula Street, Pascagoula, MS, USA, 39567
Merchants & Marine Bancorp Inc provides full-service financial banking services to individuals, partnerships, corporations, and governmental agencies. Its deposit products include checking accounts, savings accounts, individual retirement accounts, and certificates of deposit. The bank generates commercial, mortgage, and consumer loans and receives deposits from customers located in Jackson and George Counties in Mississippi and Baldwin County in Alabama. The bank provides services such as Personal Banking, Mortgage Loans, Digital Banking, Credit Cards and Others.
64GF Score

Get the complete analysis for MNMB

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$54.99
Price
$72.46
GF Value