Alm Brand AS (OCSE:ALMB) Debt-to-Asset : 0.04 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OCSE:ALMB Alm Brand AS OCSE:ALMB
54 GF Score
Price kr17.36
GF Value kr14.59
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Alm Brand AS Debt-to-Asset?

Alm Brand AS OCSE:ALMB +0.93% 54 Debt-to-Asset is 0.04 as of Jun. 2026. GuruFocus rates OCSE:ALMB with a GF Score™ of 54/100 and a GF Value™ of kr14.59 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Alm Brand AS's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was kr0 Mil. Alm Brand AS's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was kr1,422 Mil. Alm Brand AS's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was kr32,801 Mil. Alm Brand AS's debt to asset for the quarter that ended in Jun. 2026 was 0.04.

Alm Brand AS  (OCSE:ALMB) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Alm Brand AS Debt-to-Asset Related Terms

Alm Brand AS Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Alm Brand AS's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alm Brand AS Debt-to-Asset Chart

Alm Brand AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.05 0.07 0.07 0.06 0.05

Alm Brand AS Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.03 0.05 0.03 0.04

OCSE:ALMB vs BRK.A, AIG, HIG: Debt-to-Asset Comparison

For the Insurance - Diversified subindustry, Alm Brand AS's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Alm Brand AS Debt-to-Asset vs Insurance Industry

For the Insurance industry and Financial Services sector, Alm Brand AS's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Alm Brand AS's Debt-to-Asset falls into.


OCSE:ALMB
54GF Score
Alm Brand AS OCSE:ALMB
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Alm Brand AS Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Alm Brand AS's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 1664) / 32022
=0.05

Alm Brand AS's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 1422) / 32801
=0.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.04 mean?
Alm Brand AS (OCSE:ALMB) has a Debt-to-Asset of 0.04 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Alm Brand AS and its competitors.
Is Alm Brand AS's Debt-to-Asset too high?
Alm Brand AS's current Debt-to-Asset is 0.04. Overall, Alm Brand AS has a GF Score™ of 54/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alm Brand AS's Debt-to-Asset compare to BRK.A and AIG?
Alm Brand AS's Debt-to-Asset of 0.04 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for an Insurance company?
A good Debt-to-Asset depends on the Insurance industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Alm Brand AS and its competitors. Alm Brand AS's current Debt-to-Asset is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alm Brand AS stock overvalued right now?
Based on GuruFocus' analysis, Alm Brand AS (OCSE:ALMB) is currently considered Modestly Overvalued. The stock's GF Value™ is kr14.59, compared to a current price of kr17.36 — trading 19% above its estimated fair value. The current Debt-to-Asset is 0.04. Alm Brand AS's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Alm Brand AS (OCSE:ALMB), the current Debt-to-Asset is 0.04 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alm Brand AS (OCSE:ALMB) Overvalued in 2026?

Based on GuruFocus' analysis, Alm Brand AS stock appears to be overvalued. The current stock price of kr17.36 is trading 19% above its estimated GF Value™ of kr14.59. GuruFocus considers Alm Brand AS to be Modestly Overvalued.

Key valuation signals for OCSE:ALMB:

  • Debt-to-Asset: 0.04
  • GF Value™: kr14.59 vs. price of kr17.36 (19% above fair value)
  • GF Score™: 54/100 with 6 warning signs

No single metric tells the full story. See the OCSE:ALMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Alm Brand AS Business Description

Other Exchanges ALMBc:UK0DJI:UK1AM:Germany
Address Midtermolen 7, Copenhagen, DNK, DK-2100
Alm Brand AS is a Danish investment holding company. Along with its subsidiaries, it offers insurance solutions, under various brands, to its customers. Its business segments include the personal Lines segment, which comprises sales of insurance to private households through its own sales channels and partnerships, the Commercial Lines segment, which comprises sales to agricultural and commercial customers through its own sales channels and partnerships, and the Non-life insurance segment, which is also its key revenue-generating segment. Geographically, the company generates the majority of its revenue from Denmark.
54GF Score

Get the complete analysis for OCSE:ALMB

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr17.36
Price
kr14.59
GF Value