Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Alm Brand AS's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was kr180 Mil. Alm Brand AS's average total debt for the quarter that ended in Mar. 2026 was kr1,348 Mil. Therefore, Alm Brand AS's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 13.35%.
Alm Brand AS (OCSE:ALMB) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Alm Brand AS Effective Interest Rate on Debt % Related Terms
Alm Brand AS Effective Interest Rate on Debt % Historical Data
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The historical data trend for Alm Brand AS's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alm Brand AS Effective Interest Rate on Debt % Chart
OCSE:ALMB vs BRK.A, AIG, HIG: Effective Interest Rate on Debt % Comparison
For the Insurance - Diversified subindustry, Alm Brand AS's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alm Brand AS Effective Interest Rate on Debt % vs Insurance Industry
For the Insurance industry and Financial Services sector, Alm Brand AS's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Alm Brand AS's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 13.35% mean?
Alm Brand AS (OCSE:ALMB) has a Effective Interest Rate on Debt % of 13.35% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Alm Brand AS and its competitors.
Is Alm Brand AS's Effective Interest Rate on Debt % too high?
Alm Brand AS's current Effective Interest Rate on Debt % is 13.35%. Overall, Alm Brand AS has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alm Brand AS's Effective Interest Rate on Debt % compare to BRK.A and AIG?
Alm Brand AS's Effective Interest Rate on Debt % of 13.35% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Alm Brand AS and its competitors. Alm Brand AS's current Effective Interest Rate on Debt % is 13.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alm Brand AS stock overvalued right now?
Based on GuruFocus' analysis, Alm Brand AS (OCSE:ALMB) is currently considered Modestly Overvalued. The stock's GF Value™ is kr14.08, compared to a current price of kr16.53 — trading 17.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 13.35%. Alm Brand AS's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Alm Brand AS (OCSE:ALMB), the current Effective Interest Rate on Debt % is 13.35% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alm Brand AS (OCSE:ALMB) Overvalued in 2026?
Based on GuruFocus' analysis, Alm Brand AS stock appears to be overvalued.
The current stock price of kr16.53 is trading 17.4% above its estimated GF Value™ of kr14.08.
GuruFocus considers Alm Brand AS to be Modestly Overvalued.
Key valuation signals for OCSE:ALMB:
Effective Interest Rate on Debt %: 13.35%
GF Value™: kr14.08 vs. price of kr16.53 (17.4% above fair value)
No single metric tells the full story. See the OCSE:ALMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alm Brand AS is a Danish investment holding company. Along with its subsidiaries, it offers insurance solutions, under various brands, to its customers. Its business segments include the personal Lines segment, which comprises sales of insurance to private households through its own sales channels and partnerships, the Commercial Lines segment, which comprises sales to agricultural and commercial customers through its own sales channels and partnerships, and the Non-life insurance segment, which is also its key revenue-generating segment. Geographically, the company generates the majority of its revenue from Denmark.
51GF Score
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