Alm Brand AS (OCSE:ALMB) LT-Debt-to-Total-Asset: 0.03 (As of Mar. 2026)

What is Alm Brand AS LT-Debt-to-Total-Asset?

Alm Brand AS OCSE:ALMB +0.37% 52 LT-Debt-to-Total-Asset is 0.03 as of Mar. 2026. GuruFocus rates OCSE:ALMB with a GF Score™ of 52/100 and a GF Value™ of kr14.12 (Modestly Overvalued). The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Alm Brand AS's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.03.

Alm Brand AS's long-term debt to total assets ratio declined from Mar. 2025 (0.04) to Mar. 2026 (0.03). It may suggest that Alm Brand AS is progressively becoming less dependent on debt to grow their business.

Alm Brand AS (OCSE:ALMB) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Alm Brand AS LT-Debt-to-Total-Asset Related Terms

Alm Brand AS LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Alm Brand AS's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alm Brand AS LT-Debt-to-Total-Asset Chart

Alm Brand AS Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

Get a 7-Day Free Trial

0.05

0.07

0.06

0.05

Alm Brand AS Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.04	0.04	0.03	0.05	0.03

52GF Score

Alm Brand AS OCSE:ALMB

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

Alm Brand AS LT-Debt-to-Total-Asset Calculation

Alm Brand AS's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	1664	/	32022
	=	0.05

Alm Brand AS's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	1032	/	33489
	=	0.03

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.03 mean?

Alm Brand AS (OCSE:ALMB) has a LT-Debt-to-Total-Asset of 0.03 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Alm Brand AS and its competitors.

Is Alm Brand AS's LT-Debt-to-Total-Asset too high?

Alm Brand AS's current LT-Debt-to-Total-Asset is 0.03. Overall, Alm Brand AS has a GF Score™ of 52/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Alm Brand AS's LT-Debt-to-Total-Asset compare to BRK.A and AIG?

Alm Brand AS's LT-Debt-to-Total-Asset of 0.03 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for an Insurance company?

A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Alm Brand AS and its competitors. Alm Brand AS's current LT-Debt-to-Total-Asset is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Alm Brand AS stock overvalued right now?

Based on GuruFocus' analysis, Alm Brand AS (OCSE:ALMB) is currently considered Modestly Overvalued. The stock's GF Value™ is kr14.12, compared to a current price of kr16.20 — trading 14.7% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.03. Alm Brand AS's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Alm Brand AS (OCSE:ALMB), the current LT-Debt-to-Total-Asset is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alm Brand AS (OCSE:ALMB) Overvalued in 2026?

Based on GuruFocus' analysis, Alm Brand AS stock appears to be overvalued. The current stock price of kr16.20 is trading 14.7% above its estimated GF Value™ of kr14.12. GuruFocus considers Alm Brand AS to be Modestly Overvalued.

Key valuation signals for OCSE:ALMB:

LT-Debt-to-Total-Asset: 0.03
GF Value™: kr14.12 vs. price of kr16.20 (14.7% above fair value)
GF Score™: 52/100 with 2 warning signs

No single metric tells the full story. See the OCSE:ALMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Alm Brand AS Business Description

Industry Financial Services Insurance

Comparable Companies OCSE:TRYG BRK.A XTER:ALV XSWX:ZURN XPAR:CS MIL:G TSX:SLF AIG HIG ACGL XTER:TLX XSWX:SLHN OHEL:SAMPO XSWX:HBAN LSE:AV.XAMS:NN XBRU:AGS XAMS:ASRNL XMAD:MAP BSP:BBSE3

Other Exchanges ALMBc:UK 0DJI:UK 1AM:Germany

Address Midtermolen 7, Copenhagen, DNK, DK-2100

Website https://www.almbrand.dk

Alm Brand AS is a Danish investment holding company. Along with its subsidiaries, it offers insurance solutions, under various brands, to its customers. Its business segments include the personal Lines segment, which comprises sales of insurance to private households through its own sales channels and partnerships, the Commercial Lines segment, which comprises sales to agricultural and commercial customers through its own sales channels and partnerships, and the Non-life insurance segment, which is also its key revenue-generating segment. Geographically, the company generates the majority of its revenue from Denmark.

52GF Score

Get the complete analysis for OCSE:ALMB

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr16.20

Price

kr14.12

GF Value

View OCSE:ALMB Analysis

See LT-Debt-to-Total-Asset data for all stocks →