Alm Brand ASOCSE:ALMB -1.57%55 Net Margin % is 7.93% as of Mar. 2026, which is 8% below its 10-year median of 8.59. GuruFocus rates OCSE:ALMB with a GF Score™ of 55/100 and a GF Value™ of kr14.15 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 503 Insurance companies, Alm Brand AS ranks worse than 50.1% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Alm Brand AS's Net Income for the
three
months ended in Mar. 2026 was kr224 Mil. Alm Brand AS's Revenue for the
three
months ended in Mar. 2026 was kr2,825 Mil. Therefore, Alm Brand AS's net margin for the quarter that ended in Mar. 2026 was 7.93%.
The historical rank and industry rank for Alm Brand AS's Net Margin % or its related term are showing as below:
OCSE:ALMB'
s Net Margin % Range Over the Past 10 Years
Min: 3.53 Med: 8.59 Max: 11.92
Current: 9.29
OCSE:ALMB's Net Margin % is ranked worse than 50.1% of 503
companies
in the Insurance industry
Industry Median: 9.29
vs OCSE:ALMB: 9.29
Alm Brand AS (OCSE:ALMB) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Alm Brand AS Net Margin % Related Terms
Alm Brand AS Net Margin % Historical Data
* Premium members only.
The historical data trend for Alm Brand AS's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OCSE:ALMB vs BRK.A, AIG, HIG: Net Margin % Comparison
For the Insurance - Diversified subindustry, Alm Brand AS's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alm Brand AS Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Alm Brand AS's Net Margin % distribution charts can be found below:
* The bar in red indicates where Alm Brand AS's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alm Brand AS (OCSE:ALMB) has a Net Margin % of 7.93% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Alm Brand AS and its competitors. This is near median its historical median of 8.59. Over the past decade, Alm Brand AS's Net Margin % has ranged from 3.53 to 11.92. According to the industry distribution chart, Alm Brand AS ranks #252 out of 503 companies in the Insurance industry, placing it in the top 50.1%.
Is Alm Brand AS's Net Margin % too high?
Alm Brand AS's current Net Margin % of 7.93% is near median its 10-year median of 8.59. Over the past 10 years, this metric has ranged from a low of 3.53 to a high of 11.92. The Insurance industry median Net Margin % is 9.29. Alm Brand AS's value of 7.93% is 14.6% below this industry median. Based on the distribution chart, Alm Brand AS ranks #252 out of 503 companies in the Insurance industry, which is below the industry midpoint. Overall, Alm Brand AS has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alm Brand AS's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Alm Brand AS ranks #252 out of 503 companies for Net Margin %. This places Alm Brand AS in the lower half of its industry. The industry median Net Margin % is 9.29. Alm Brand AS's value of 7.93% is 14.6% below this benchmark. Historically, Alm Brand AS's own Net Margin % has ranged from 3.53 to 11.92 over the past decade. While the company's 10-year median is 8.59 vs. the industry median of 9.29, Alm Brand AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alm Brand AS's current Net Margin % of 7.93% is 14.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Alm Brand AS and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alm Brand AS's current Net Margin % is 7.93%, which is near median its own 10-year median of 8.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alm Brand AS stock overvalued right now?
Based on GuruFocus' analysis, Alm Brand AS (OCSE:ALMB) is currently considered Modestly Overvalued. The stock's GF Value™ is kr14.15, compared to a current price of kr15.65 — trading 10.6% above its estimated fair value. The current Net Margin % is 7.93%, which is near median its 10-year median of 8.59 and 14.6% below the Insurance industry median of 9.29. Alm Brand AS's overall GF Score™ is 55/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Alm Brand AS (OCSE:ALMB), the current Net Margin % is 7.93% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alm Brand AS (OCSE:ALMB) Overvalued in 2026?
Based on GuruFocus' analysis, Alm Brand AS stock appears to be overvalued.
The current stock price of kr15.65 is trading 10.6% above its estimated GF Value™ of kr14.15.
GuruFocus considers Alm Brand AS to be Modestly Overvalued.
Key valuation signals for OCSE:ALMB:
Net Margin %: 7.93% (near median its 10-year median of 8.59)
GF Value™: kr14.15 vs. price of kr15.65 (10.6% above fair value)
Industry Position: 14.6% below the Insurance median (#252 of 503)
No single metric tells the full story. See the OCSE:ALMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alm Brand AS is a Danish investment holding company. Along with its subsidiaries, it offers insurance solutions, under various brands, to its customers. Its business segments include the personal Lines segment, which comprises sales of insurance to private households through its own sales channels and partnerships, the Commercial Lines segment, which comprises sales to agricultural and commercial customers through its own sales channels and partnerships, and the Non-life insurance segment, which is also its key revenue-generating segment. Geographically, the company generates the majority of its revenue from Denmark.
55GF Score
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