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Alm Brand ASOCSE:ALMB +1.19%49 Debt-to-Equity is 0.13 as of Jun. 2026, which is 28% below its 10-year median of 0.18. GuruFocus rates OCSE:ALMB with a GF Score™ of 49/100 and a GF Value™ of kr14.70 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 406 Insurance companies, Alm Brand AS ranks better than 64.04% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Alm Brand AS's Debt-to-Equity or its related term are showing as below:
OCSE:ALMB'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.08 Med: 0.18 Max: 0.42
Current: 0.13
During the past 13 years, the highest Debt-to-Equity Ratio of Alm Brand AS was 0.42. The lowest was 0.08. And the median was 0.18.
OCSE:ALMB's Debt-to-Equity is ranked better than 64.04% of 406
companies
in the Insurance industry
Industry Median: 0.2
vs OCSE:ALMB: 0.13
Alm Brand AS (OCSE:ALMB) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Alm Brand AS Debt-to-Equity Related Terms
Alm Brand AS Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Alm Brand AS's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OCSE:ALMB vs BRK.A, AIG, HIG: Debt-to-Equity Comparison
For the Insurance - Diversified subindustry, Alm Brand AS's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alm Brand AS Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Alm Brand AS's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Alm Brand AS's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Alm Brand AS (OCSE:ALMB) has a Debt-to-Equity of 0.13 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Alm Brand AS and its competitors. This is 28% below median its historical median of 0.18. Over the past decade, Alm Brand AS's Debt-to-Equity has ranged from 0.08 to 0.42. According to the industry distribution chart, Alm Brand AS ranks #146 out of 406 companies in the Insurance industry, placing it in the top 36%.
Is Alm Brand AS's Debt-to-Equity too high?
Alm Brand AS's current Debt-to-Equity of 0.13 is 28% below median its 10-year median of 0.18. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.42. The Insurance industry median Debt-to-Equity is 0.20. Alm Brand AS's value of 0.13 is 35% below this industry median. Based on the distribution chart, Alm Brand AS ranks #146 out of 406 companies in the Insurance industry, which is above the industry midpoint. Overall, Alm Brand AS has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Alm Brand AS's Debt-to-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Alm Brand AS ranks #146 out of 406 companies for Debt-to-Equity. This puts Alm Brand AS in the upper half of its industry. The industry median Debt-to-Equity is 0.20. Alm Brand AS's value of 0.13 is 35% below this benchmark. Historically, Alm Brand AS's own Debt-to-Equity has ranged from 0.08 to 0.42 over the past decade. While the company's 10-year median is 0.18 vs. the industry median of 0.20, Alm Brand AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.20, based on 406 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alm Brand AS's current Debt-to-Equity of 0.13 is 35% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Alm Brand AS and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alm Brand AS's current Debt-to-Equity is 0.13, which is 28% below median its own 10-year median of 0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alm Brand AS stock overvalued right now?
Based on GuruFocus' analysis, Alm Brand AS (OCSE:ALMB) is currently considered Modestly Overvalued. The stock's GF Value™ is kr14.70, compared to a current price of kr17.05 — trading 16% above its estimated fair value. The current Debt-to-Equity is 0.13, which is 28% below median its 10-year median of 0.18 and 35% below the Insurance industry median of 0.20. Alm Brand AS's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Alm Brand AS (OCSE:ALMB), the current Debt-to-Equity is 0.13 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alm Brand AS (OCSE:ALMB) Overvalued in 2026?
Based on GuruFocus' analysis, Alm Brand AS stock appears to be overvalued.
The current stock price of kr17.05 is trading 16% above its estimated GF Value™ of kr14.70.
GuruFocus considers Alm Brand AS to be Modestly Overvalued.
Key valuation signals for OCSE:ALMB:
Debt-to-Equity: 0.13 (28% below median its 10-year median of 0.18)
GF Value™: kr14.70 vs. price of kr17.05 (16% above fair value)
Industry Position: 35% below the Insurance median (#146 of 406)
No single metric tells the full story. See the OCSE:ALMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alm Brand AS is a Danish investment holding company. Along with its subsidiaries, it offers insurance solutions, under various brands, to its customers. Its business segments include the personal Lines segment, which comprises sales of insurance to private households through its own sales channels and partnerships, the Commercial Lines segment, which comprises sales to agricultural and commercial customers through its own sales channels and partnerships, and the Non-life insurance segment, which is also its key revenue-generating segment. Geographically, the company generates the majority of its revenue from Denmark.
49GF Score
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