Al Ramz Investment and Development Co (DFM:ALRAMZ) Debt-to-EBITDA : 7.54 (As of Mar. 2026) — 32% Above Median

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DFM:ALRAMZ Al Ramz Corporation Investment and Development Co DFM:ALRAMZ
76 GF Score
Price د.إ1.50
GF Value د.إ1.95
Valuation Modestly Undervalued
! 7 Warning Signs
View Full Analysis

What is Al Ramz Investment and Development Co Debt-to-EBITDA?

Al Ramz Investment and Development Co DFM:ALRAMZ 76 Debt-to-EBITDA is 7.54 as of Mar. 2026, which is 32% above its 10-year median of 5.70. GuruFocus rates DFM:ALRAMZ with a GF Score™ of 76/100 and a GF Value™ of د.إ1.95 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 422 Capital Markets companies, Al Ramz Investment and Development Co ranks worse than 78.91% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Al Ramz Investment and Development Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was د.إ613.1 Mil. Al Ramz Investment and Development Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was د.إ0.5 Mil. Al Ramz Investment and Development Co's annualized EBITDA for the quarter that ended in Mar. 2026 was د.إ81.4 Mil. Al Ramz Investment and Development Co's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 7.54.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Al Ramz Investment and Development Co's Debt-to-EBITDA or its related term are showing as below:

DFM:ALRAMZ' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.93   Med: 5.7   Max: 129.9
Current: 6.79

During the past 13 years, the highest Debt-to-EBITDA Ratio of Al Ramz Investment and Development Co was 129.90. The lowest was 2.93. And the median was 5.70.

DFM:ALRAMZ's Debt-to-EBITDA is ranked worse than
78.91% of 422 companies
in the Capital Markets industry
Industry Median: 1.6 vs DFM:ALRAMZ: 6.79

Al Ramz Investment and Development Co  (DFM:ALRAMZ) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Al Ramz Investment and Development Co Debt-to-EBITDA Related Terms


Al Ramz Investment and Development Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Al Ramz Investment and Development Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Ramz Investment and Development Co Debt-to-EBITDA Chart

Al Ramz Investment and Development Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.93 4.86 5.84 10.96 5.57

Al Ramz Investment and Development Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.83 5.75 5.30 4.72 7.54

DFM:ALRAMZ vs MS, GS, SCHW: Debt-to-EBITDA Comparison

For the Capital Markets subindustry, Al Ramz Investment and Development Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Ramz Investment and Development Co Debt-to-EBITDA vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Al Ramz Investment and Development Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Al Ramz Investment and Development Co's Debt-to-EBITDA falls into.


DFM:ALRAMZ
76GF Score
Al Ramz Corporation Investment and Development Co DFM:ALRAMZ
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Ramz Investment and Development Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Al Ramz Investment and Development Co's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(481.055 + 0.466) / 86.52
=5.57

Al Ramz Investment and Development Co's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(613.052 + 0.47) / 81.364
=7.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 7.54 mean?
Al Ramz Investment and Development Co (DFM:ALRAMZ) has a Debt-to-EBITDA of 7.54 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Al Ramz Investment and Development Co. This is 32% above median its historical median of 5.70. Over the past decade, Al Ramz Investment and Development Co's Debt-to-EBITDA has ranged from 2.93 to 129.90. According to the industry distribution chart, Al Ramz Investment and Development Co ranks #333 out of 422 companies in the Capital Markets industry, placing it in the top 78.9%.
Is Al Ramz Investment and Development Co's Debt-to-EBITDA too high?
Al Ramz Investment and Development Co's current Debt-to-EBITDA of 7.54 is 32% above median its 10-year median of 5.70. Over the past 10 years, this metric has ranged from a low of 2.93 to a high of 129.90. The Capital Markets industry median Debt-to-EBITDA is 1.60. Al Ramz Investment and Development Co's value of 7.54 is 371.3% above this industry median. Based on the distribution chart, Al Ramz Investment and Development Co ranks #333 out of 422 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Al Ramz Investment and Development Co has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Ramz Investment and Development Co's Debt-to-EBITDA compare to MS and GS?
According to the Capital Markets industry distribution chart, Al Ramz Investment and Development Co ranks #333 out of 422 companies for Debt-to-EBITDA. This places Al Ramz Investment and Development Co in the lower half of its industry. The industry median Debt-to-EBITDA is 1.60. Al Ramz Investment and Development Co's value of 7.54 is 371.3% above this benchmark. Historically, Al Ramz Investment and Development Co's own Debt-to-EBITDA has ranged from 2.93 to 129.90 over the past decade. While the company's 10-year median is 5.70 vs. the industry median of 1.60, Al Ramz Investment and Development Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.60, based on 422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ramz Investment and Development Co's current Debt-to-EBITDA of 7.54 is 371.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Al Ramz Investment and Development Co. For the Capital Markets industry, the median Debt-to-EBITDA is 1.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ramz Investment and Development Co's current Debt-to-EBITDA is 7.54, which is 32% above median its own 10-year median of 5.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ramz Investment and Development Co stock overvalued right now?
Based on GuruFocus' analysis, Al Ramz Investment and Development Co (DFM:ALRAMZ) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.95, compared to a current price of د.إ1.50 — trading 23.1% below its estimated fair value. The current Debt-to-EBITDA is 7.54, which is 32% above median its 10-year median of 5.70 and 371.3% above the Capital Markets industry median of 1.60. Al Ramz Investment and Development Co's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Al Ramz Investment and Development Co (DFM:ALRAMZ), the current Debt-to-EBITDA is 7.54 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Ramz Investment and Development Co (DFM:ALRAMZ) Overvalued in 2026?

Based on GuruFocus' analysis, Al Ramz Investment and Development Co stock appears to be undervalued. The current stock price of د.إ1.50 is trading 23.1% below its estimated GF Value™ of د.إ1.95. GuruFocus considers Al Ramz Investment and Development Co to be Modestly Undervalued.

Key valuation signals for DFM:ALRAMZ:

  • Debt-to-EBITDA: 7.54 (32% above median its 10-year median of 5.70)
  • GF Value™: د.إ1.95 vs. price of د.إ1.50 (23.1% below fair value)
  • GF Score™: 76/100 with 7 warning signs
  • Industry Position: 371.3% above the Capital Markets median (#333 of 422)

No single metric tells the full story. See the DFM:ALRAMZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Ramz Investment and Development Co Business Description

Address Sheikh zayed road, Rolex tower, Level 9, P.O.Box 121200, Dubai, ARE
Al Ramz Corporation Investment and Development Co is a financial institution providing a variety of services including asset management, corporate finance, brokerage, lending, market making, liquidity providing, and research. The main activities of the company and its subsidiaries are to invest and manage commercial, industrial, and agricultural enterprises and to provide brokerage services including brokerage in selling and buying shares, margin trading, market making, and liquidity providing, and to perform all related transactions and activities.
76GF Score

Get the complete analysis for DFM:ALRAMZ

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.50
Price
د.إ1.95
GF Value