Al Ramz Investment and Development Co (DFM:ALRAMZ) ROE %: 8.20% (As of Mar. 2026) — 21% Above Median

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DFM:ALRAMZ Al Ramz Corporation Investment and Development Co DFM:ALRAMZ
76 GF Score
Price د.إ1.50
GF Value د.إ1.95
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Al Ramz Investment and Development Co ROE %?

Al Ramz Investment and Development Co DFM:ALRAMZ 76 ROE % is 8.20% as of Mar. 2026, which is 21% above its 10-year median of 6.80. GuruFocus rates DFM:ALRAMZ with a GF Score™ of 76/100 and a GF Value™ of د.إ1.95 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 793 Capital Markets companies, Al Ramz Investment and Development Co ranks better than 61.29% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Al Ramz Investment and Development Co's annualized net income for the quarter that ended in Mar. 2026 was د.إ48.3 Mil. Al Ramz Investment and Development Co's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was د.إ589.2 Mil. Therefore, Al Ramz Investment and Development Co's annualized ROE % for the quarter that ended in Mar. 2026 was 8.20%.

The historical rank and industry rank for Al Ramz Investment and Development Co's ROE % or its related term are showing as below:

DFM:ALRAMZ' s ROE % Range Over the Past 10 Years
Min: -2.3   Med: 6.8   Max: 15.33
Current: 9.44

During the past 13 years, Al Ramz Investment and Development Co's highest ROE % was 15.33%. The lowest was -2.30%. And the median was 6.80%.

DFM:ALRAMZ's ROE % is ranked better than
61.29% of 793 companies
in the Capital Markets industry
Industry Median: 6.01 vs DFM:ALRAMZ: 9.44

Al Ramz Investment and Development Co  (DFM:ALRAMZ) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=48.328/589.179
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(48.328 / 176.176)*(176.176 / 1768.517)*(1768.517 / 589.179)
=Net Margin %*Asset Turnover*Equity Multiplier
=27.43 %*0.0996*3.0017
=ROA %*Equity Multiplier
=2.73 %*3.0017
=8.20 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=48.328/589.179
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (48.328 / 52.792) * (52.792 / 52.988) * (52.988 / 176.176) * (176.176 / 1768.517) * (1768.517 / 589.179)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.9154 * 0.9963 * 30.08 % * 0.0996 * 3.0017
=8.20 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Al Ramz Investment and Development Co ROE % Related Terms


Al Ramz Investment and Development Co ROE % Historical Data

* Premium members only.

The historical data trend for Al Ramz Investment and Development Co's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Ramz Investment and Development Co ROE % Chart

Al Ramz Investment and Development Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.57 6.36 7.23 2.94 8.63

Al Ramz Investment and Development Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.00 8.84 9.67 11.04 8.20

DFM:ALRAMZ vs MS, GS, SCHW: ROE % Comparison

For the Capital Markets subindustry, Al Ramz Investment and Development Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Ramz Investment and Development Co ROE % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Al Ramz Investment and Development Co's ROE % distribution charts can be found below:

* The bar in red indicates where Al Ramz Investment and Development Co's ROE % falls into.


DFM:ALRAMZ
76GF Score
Al Ramz Corporation Investment and Development Co DFM:ALRAMZ
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Ramz Investment and Development Co ROE % Calculation

Al Ramz Investment and Development Co's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=48.257/( (534.881+583.138)/ 2 )
=48.257/559.0095
=8.63 %

Al Ramz Investment and Development Co's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=48.328/( (583.138+595.22)/ 2 )
=48.328/589.179
=8.20 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 8.20% mean?
Al Ramz Investment and Development Co (DFM:ALRAMZ) has a ROE % of 8.20% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Al Ramz Investment and Development Co and its competitors. This is 21% above median its historical median of 6.80. According to the industry distribution chart, Al Ramz Investment and Development Co ranks #307 out of 793 companies in the Capital Markets industry, placing it in the top 38.7%.
Is Al Ramz Investment and Development Co's ROE % too high?
Al Ramz Investment and Development Co's current ROE % of 8.20% is 21% above median its 10-year median of 6.80. The Capital Markets industry median ROE % is 6.01. Al Ramz Investment and Development Co's value of 8.20% is 36.4% above this industry median. Based on the distribution chart, Al Ramz Investment and Development Co ranks #307 out of 793 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Al Ramz Investment and Development Co has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Ramz Investment and Development Co's ROE % compare to MS and GS?
According to the Capital Markets industry distribution chart, Al Ramz Investment and Development Co ranks #307 out of 793 companies for ROE %. This puts Al Ramz Investment and Development Co in the upper half of its industry. The industry median ROE % is 6.01. Al Ramz Investment and Development Co's value of 8.20% is 36.4% above this benchmark. While the company's 10-year median is 6.80 vs. the industry median of 6.01, Al Ramz Investment and Development Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Capital Markets company?
The median ROE % among Capital Markets companies is 6.01, based on 793 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ramz Investment and Development Co's current ROE % of 8.20% is 36.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Al Ramz Investment and Development Co and its competitors. For the Capital Markets industry, the median ROE % is 6.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ramz Investment and Development Co's current ROE % is 8.20%, which is 21% above median its own 10-year median of 6.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ramz Investment and Development Co stock overvalued right now?
Based on GuruFocus' analysis, Al Ramz Investment and Development Co (DFM:ALRAMZ) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.95, compared to a current price of د.إ1.50 — trading 23.1% below its estimated fair value. The current ROE % is 8.20%, which is 21% above median its 10-year median of 6.80 and 36.4% above the Capital Markets industry median of 6.01. Al Ramz Investment and Development Co's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Al Ramz Investment and Development Co (DFM:ALRAMZ), the current ROE % is 8.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Ramz Investment and Development Co (DFM:ALRAMZ) Overvalued in 2026?

Based on GuruFocus' analysis, Al Ramz Investment and Development Co stock appears to be undervalued. The current stock price of د.إ1.50 is trading 23.1% below its estimated GF Value™ of د.إ1.95. GuruFocus considers Al Ramz Investment and Development Co to be Modestly Undervalued.

Key valuation signals for DFM:ALRAMZ:

  • ROE %: 8.20% (21% above median its 10-year median of 6.80)
  • GF Value™: د.إ1.95 vs. price of د.إ1.50 (23.1% below fair value)
  • GF Score™: 76/100 with 7 warning signs
  • Industry Position: 36.4% above the Capital Markets median (#307 of 793)

No single metric tells the full story. See the DFM:ALRAMZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Ramz Investment and Development Co Business Description

Address Sheikh zayed road, Rolex tower, Level 9, P.O.Box 121200, Dubai, ARE
Al Ramz Corporation Investment and Development Co is a financial institution providing a variety of services including asset management, corporate finance, brokerage, lending, market making, liquidity providing, and research. The main activities of the company and its subsidiaries are to invest and manage commercial, industrial, and agricultural enterprises and to provide brokerage services including brokerage in selling and buying shares, margin trading, market making, and liquidity providing, and to perform all related transactions and activities.
76GF Score

Get the complete analysis for DFM:ALRAMZ

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.50
Price
د.إ1.95
GF Value