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DFM:ALRAMZ's ROA % is ranked better than 63.81% of 818
companies
in the Capital Markets industry
Industry Median: 1.525
vs DFM:ALRAMZ: 3.04
Al Ramz Investment and Development Co (DFM:ALRAMZ) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Al Ramz Investment and Development Co ROA % Related Terms
Al Ramz Investment and Development Co ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, Al Ramz Investment and Development Co's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Ramz Investment and Development Co ROA % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Al Ramz Investment and Development Co's ROA % distribution charts can be found below:
* The bar in red indicates where Al Ramz Investment and Development Co's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Al Ramz Investment and Development Co (DFM:ALRAMZ) has a ROA % of 2.73% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Al Ramz Investment and Development Co and its competitors. This is 13% below median its historical median of 3.15. According to the industry distribution chart, Al Ramz Investment and Development Co ranks #296 out of 818 companies in the Capital Markets industry, placing it in the top 36.2%.
Is Al Ramz Investment and Development Co's ROA % too high?
Al Ramz Investment and Development Co's current ROA % of 2.73% is 13% below median its 10-year median of 3.15. The Capital Markets industry median ROA % is 1.53. Al Ramz Investment and Development Co's value of 2.73% is 79% above this industry median. Based on the distribution chart, Al Ramz Investment and Development Co ranks #296 out of 818 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Al Ramz Investment and Development Co has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Ramz Investment and Development Co's ROA % compare to MS and GS?
According to the Capital Markets industry distribution chart, Al Ramz Investment and Development Co ranks #296 out of 818 companies for ROA %. This puts Al Ramz Investment and Development Co in the upper half of its industry. The industry median ROA % is 1.53. Al Ramz Investment and Development Co's value of 2.73% is 79% above this benchmark. While the company's 10-year median is 3.15 vs. the industry median of 1.53, Al Ramz Investment and Development Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Capital Markets company?
The median ROA % among Capital Markets companies is 1.53, based on 818 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ramz Investment and Development Co's current ROA % of 2.73% is 79% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Al Ramz Investment and Development Co and its competitors. For the Capital Markets industry, the median ROA % is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ramz Investment and Development Co's current ROA % is 2.73%, which is 13% below median its own 10-year median of 3.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ramz Investment and Development Co stock overvalued right now?
Based on GuruFocus' analysis, Al Ramz Investment and Development Co (DFM:ALRAMZ) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.95, compared to a current price of د.إ1.50 — trading 23.1% below its estimated fair value. The current ROA % is 2.73%, which is 13% below median its 10-year median of 3.15 and 79% above the Capital Markets industry median of 1.53. Al Ramz Investment and Development Co's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Al Ramz Investment and Development Co (DFM:ALRAMZ), the current ROA % is 2.73% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Ramz Investment and Development Co (DFM:ALRAMZ) Overvalued in 2026?
Based on GuruFocus' analysis, Al Ramz Investment and Development Co stock appears to be undervalued.
The current stock price of د.إ1.50 is trading 23.1% below its estimated GF Value™ of د.إ1.95.
GuruFocus considers Al Ramz Investment and Development Co to be Modestly Undervalued.
Key valuation signals for DFM:ALRAMZ:
ROA %: 2.73% (13% below median its 10-year median of 3.15)
GF Value™: د.إ1.95 vs. price of د.إ1.50 (23.1% below fair value)
Industry Position: 79% above the Capital Markets median (#296 of 818)
No single metric tells the full story. See the DFM:ALRAMZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Ramz Investment and Development Co Business Description
Al Ramz Corporation Investment and Development Co is a financial institution providing a variety of services including asset management, corporate finance, brokerage, lending, market making, liquidity providing, and research. The main activities of the company and its subsidiaries are to invest and manage commercial, industrial, and agricultural enterprises and to provide brokerage services including brokerage in selling and buying shares, margin trading, market making, and liquidity providing, and to perform all related transactions and activities.
76GF Score
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