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Al Ramz Investment and Development CoDFM:ALRAMZ 76 Return-on-Tangible-Equity is 8.92% as of Mar. 2026, which is 24% above its 10-year median of 7.17. GuruFocus rates DFM:ALRAMZ with a GF Score™ of 76/100 and a GF Value™ of د.إ1.95 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 783 Capital Markets companies, Al Ramz Investment and Development Co ranks better than 61.43% on this metric.
The historical rank and industry rank for Al Ramz Investment and Development Co's Return-on-Tangible-Equity or its related term are showing as below:
DFM:ALRAMZ'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -2.43 Med: 7.17 Max: 16.29
Current: 10.21
During the past 13 years, Al Ramz Investment and Development Co's highest Return-on-Tangible-Equity was 16.29%. The lowest was -2.43%. And the median was 7.17%.
DFM:ALRAMZ's Return-on-Tangible-Equity is ranked better than 61.43% of 783
companies
in the Capital Markets industry
Industry Median: 6.45
vs DFM:ALRAMZ: 10.21
Al Ramz Investment and Development Co (DFM:ALRAMZ) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Al Ramz Investment and Development Co Return-on-Tangible-Equity Related Terms
Al Ramz Investment and Development Co Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Ramz Investment and Development Co Return-on-Tangible-Equity Chart
DFM:ALRAMZ vs MS, GS, SCHW: Return-on-Tangible-Equity Comparison
For the Capital Markets subindustry, Al Ramz Investment and Development Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Ramz Investment and Development Co Return-on-Tangible-Equity vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Al Ramz Investment and Development Co's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Al Ramz Investment and Development Co's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 8.92% mean?
Al Ramz Investment and Development Co (DFM:ALRAMZ) has a Return-on-Tangible-Equity of 8.92% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Al Ramz Investment and Development Co and its competitors. This is 24% above median its historical median of 7.17. According to the industry distribution chart, Al Ramz Investment and Development Co ranks #302 out of 783 companies in the Capital Markets industry, placing it in the top 38.6%.
Is Al Ramz Investment and Development Co's Return-on-Tangible-Equity too high?
Al Ramz Investment and Development Co's current Return-on-Tangible-Equity of 8.92% is 24% above median its 10-year median of 7.17. The Capital Markets industry median Return-on-Tangible-Equity is 6.45. Al Ramz Investment and Development Co's value of 8.92% is 38.3% above this industry median. Based on the distribution chart, Al Ramz Investment and Development Co ranks #302 out of 783 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Al Ramz Investment and Development Co has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Ramz Investment and Development Co's Return-on-Tangible-Equity compare to MS and GS?
According to the Capital Markets industry distribution chart, Al Ramz Investment and Development Co ranks #302 out of 783 companies for Return-on-Tangible-Equity. This puts Al Ramz Investment and Development Co in the upper half of its industry. The industry median Return-on-Tangible-Equity is 6.45. Al Ramz Investment and Development Co's value of 8.92% is 38.3% above this benchmark. While the company's 10-year median is 7.17 vs. the industry median of 6.45, Al Ramz Investment and Development Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Capital Markets company?
The median Return-on-Tangible-Equity among Capital Markets companies is 6.45, based on 783 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ramz Investment and Development Co's current Return-on-Tangible-Equity of 8.92% is 38.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Al Ramz Investment and Development Co and its competitors. For the Capital Markets industry, the median Return-on-Tangible-Equity is 6.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ramz Investment and Development Co's current Return-on-Tangible-Equity is 8.92%, which is 24% above median its own 10-year median of 7.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ramz Investment and Development Co stock overvalued right now?
Based on GuruFocus' analysis, Al Ramz Investment and Development Co (DFM:ALRAMZ) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.95, compared to a current price of د.إ1.50 — trading 23.1% below its estimated fair value. The current Return-on-Tangible-Equity is 8.92%, which is 24% above median its 10-year median of 7.17 and 38.3% above the Capital Markets industry median of 6.45. Al Ramz Investment and Development Co's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Al Ramz Investment and Development Co (DFM:ALRAMZ), the current Return-on-Tangible-Equity is 8.92% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Ramz Investment and Development Co (DFM:ALRAMZ) Overvalued in 2026?
Based on GuruFocus' analysis, Al Ramz Investment and Development Co stock appears to be undervalued.
The current stock price of د.إ1.50 is trading 23.1% below its estimated GF Value™ of د.إ1.95.
GuruFocus considers Al Ramz Investment and Development Co to be Modestly Undervalued.
Key valuation signals for DFM:ALRAMZ:
Return-on-Tangible-Equity: 8.92% (24% above median its 10-year median of 7.17)
GF Value™: د.إ1.95 vs. price of د.إ1.50 (23.1% below fair value)
Industry Position: 38.3% above the Capital Markets median (#302 of 783)
No single metric tells the full story. See the DFM:ALRAMZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Ramz Investment and Development Co Business Description
Al Ramz Corporation Investment and Development Co is a financial institution providing a variety of services including asset management, corporate finance, brokerage, lending, market making, liquidity providing, and research. The main activities of the company and its subsidiaries are to invest and manage commercial, industrial, and agricultural enterprises and to provide brokerage services including brokerage in selling and buying shares, margin trading, market making, and liquidity providing, and to perform all related transactions and activities.
76GF Score
Get the complete analysis for DFM:ALRAMZ
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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