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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Al Ramz Investment and Development Co's
Operating Income
for the
three
months ended in Mar. 2026 was د.إ13.2 Mil. Al Ramz Investment and Development Co's Interest Expense for the
three
months ended in Mar. 2026 was د.إ-5.3 Mil.
Al Ramz Investment and Development Co's interest coverage for the quarter that ended in Mar. 2026 was 2.48.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Al Ramz Corporation Investment and Development Co interest coverage is 1.82, which is low.
Al Ramz Investment and Development Co (DFM:ALRAMZ) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Al Ramz Investment and Development Co Interest Coverage Related Terms
Al Ramz Investment and Development Co Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Al Ramz Investment and Development Co Interest Coverage Chart
DFM:ALRAMZ vs MS, GS, SCHW: Interest Coverage Comparison
For the Capital Markets subindustry, Al Ramz Investment and Development Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Ramz Investment and Development Co Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Al Ramz Investment and Development Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Al Ramz Investment and Development Co's Interest Coverage falls into.
Al Ramz Investment and Development Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Ramz Investment and Development Co (DFM:ALRAMZ) has a Interest Coverage of 2.48 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Al Ramz Investment and Development Co and its competitors. This is 23% below median its historical median of 3.24. Over the past decade, Al Ramz Investment and Development Co's Interest Coverage has ranged from 0.89 to 8.40. According to the industry distribution chart, Al Ramz Investment and Development Co ranks #363 out of 434 companies in the Capital Markets industry, placing it in the top 83.6%.
Is Al Ramz Investment and Development Co's Interest Coverage too high?
Al Ramz Investment and Development Co's current Interest Coverage of 2.48 is 23% below median its 10-year median of 3.24. Over the past 10 years, this metric has ranged from a low of 0.89 to a high of 8.40. The Capital Markets industry median Interest Coverage is 20.55. Al Ramz Investment and Development Co's value of 2.48 is 87.9% below this industry median. Based on the distribution chart, Al Ramz Investment and Development Co ranks #363 out of 434 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Al Ramz Investment and Development Co has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Ramz Investment and Development Co's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, Al Ramz Investment and Development Co ranks #363 out of 434 companies for Interest Coverage. This places Al Ramz Investment and Development Co in the lower half of its industry. The industry median Interest Coverage is 20.55. Al Ramz Investment and Development Co's value of 2.48 is 87.9% below this benchmark. Historically, Al Ramz Investment and Development Co's own Interest Coverage has ranged from 0.89 to 8.40 over the past decade. While the company's 10-year median is 3.24 vs. the industry median of 20.55, Al Ramz Investment and Development Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 20.55, based on 434 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ramz Investment and Development Co's current Interest Coverage of 2.48 is 87.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Al Ramz Investment and Development Co and its competitors. For the Capital Markets industry, the median Interest Coverage is 20.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ramz Investment and Development Co's current Interest Coverage is 2.48, which is 23% below median its own 10-year median of 3.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ramz Investment and Development Co stock overvalued right now?
Based on GuruFocus' analysis, Al Ramz Investment and Development Co (DFM:ALRAMZ) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.95, compared to a current price of د.إ1.50 — trading 23.1% below its estimated fair value. The current Interest Coverage is 2.48, which is 23% below median its 10-year median of 3.24 and 87.9% below the Capital Markets industry median of 20.55. Al Ramz Investment and Development Co's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Al Ramz Investment and Development Co (DFM:ALRAMZ), the current Interest Coverage is 2.48 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Ramz Investment and Development Co (DFM:ALRAMZ) Overvalued in 2026?
Based on GuruFocus' analysis, Al Ramz Investment and Development Co stock appears to be undervalued.
The current stock price of د.إ1.50 is trading 23.1% below its estimated GF Value™ of د.إ1.95.
GuruFocus considers Al Ramz Investment and Development Co to be Modestly Undervalued.
Key valuation signals for DFM:ALRAMZ:
Interest Coverage: 2.48 (23% below median its 10-year median of 3.24)
GF Value™: د.إ1.95 vs. price of د.إ1.50 (23.1% below fair value)
Industry Position: 87.9% below the Capital Markets median (#363 of 434)
No single metric tells the full story. See the DFM:ALRAMZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Ramz Investment and Development Co Business Description
Al Ramz Corporation Investment and Development Co is a financial institution providing a variety of services including asset management, corporate finance, brokerage, lending, market making, liquidity providing, and research. The main activities of the company and its subsidiaries are to invest and manage commercial, industrial, and agricultural enterprises and to provide brokerage services including brokerage in selling and buying shares, margin trading, market making, and liquidity providing, and to perform all related transactions and activities.
76GF Score
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