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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
JZ'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.52 Med: -0.04 Max: 0.42
Current: -0.47
During the past 7 years, the highest Debt-to-EBITDA Ratio of Jianzhi Education Technology Group Co was 0.42. The lowest was -0.52. And the median was -0.04.
JZ's Debt-to-EBITDA is ranked worse than 100% of 1727
companies
in the Software industry
Industry Median: 1.02
vs JZ: -0.47
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Jianzhi Education Technology Group Co Debt-to-EBITDA Related Terms
Jianzhi Education Technology Group Co Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jianzhi Education Technology Group Co Debt-to-EBITDA Chart
For the Information Technology Services subindustry, Jianzhi Education Technology Group Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jianzhi Education Technology Group Co Debt-to-EBITDA vs Software Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Jianzhi Education Technology Group Co (JZ) has a Debt-to-EBITDA of -0.48 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Jianzhi Education Technology Group Co. According to the industry distribution chart, Jianzhi Education Technology Group Co ranks #999999 out of 1727 companies in the Software industry.
Is Jianzhi Education Technology Group Co's Debt-to-EBITDA too high?
Jianzhi Education Technology Group Co's current Debt-to-EBITDA is -0.48. Based on the distribution chart, Jianzhi Education Technology Group Co ranks #999999 out of 1727 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Jianzhi Education Technology Group Co has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Jianzhi Education Technology Group Co's Debt-to-EBITDA compare to SLAIY and GLE?
According to the Software industry distribution chart, Jianzhi Education Technology Group Co ranks #999999 out of 1727 companies for Debt-to-EBITDA. This places Jianzhi Education Technology Group Co in the lower half of its industry. The industry median Debt-to-EBITDA is 1.02. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.02, based on 1,727 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Jianzhi Education Technology Group Co. For the Software industry, the median Debt-to-EBITDA is 1.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jianzhi Education Technology Group Co's current Debt-to-EBITDA is -0.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jianzhi Education Technology Group Co stock overvalued right now?
Based on GuruFocus' analysis, Jianzhi Education Technology Group Co (JZ) is currently considered Possible Value Trap. The stock's GF Value™ is $40.91, compared to a current price of $1.82 — trading 95.6% below its estimated fair value. The current Debt-to-EBITDA is -0.48. Jianzhi Education Technology Group Co's overall GF Score™ is 42/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Jianzhi Education Technology Group Co (JZ), the current Debt-to-EBITDA is -0.48 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jianzhi Education Technology Group Co (JZ) Overvalued in 2026?
Based on GuruFocus' analysis, Jianzhi Education Technology Group Co stock appears to be undervalued.
The current stock price of $1.82 is trading 95.6% below its estimated GF Value™ of $40.91.
GuruFocus considers Jianzhi Education Technology Group Co to be Possible Value Trap.
Key valuation signals for JZ:
Debt-to-EBITDA: -0.48
GF Value™: $40.91 vs. price of $1.82 (95.6% below fair value)
No single metric tells the full story. See the JZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jianzhi Education Technology Group Co Ltd engages in developing educational content to fulfill the massive demand for high-quality, professional development training resources in China. The company and its subsidiaries VIE and VIEs generate subscription revenue through selling subscriptions to online learning platforms, higher education institutions, and other institutional customers under a B2B2C model mainly through the platform of Sentu Academy; offering subscriptions concerning educational content in mobile video packages directly to end users under a B2C model through the platforms such as Fish Learning or Light Class, etc. It has single operating segment: Educational content services and other services and IT-related solution services.
42GF Score
Get the complete analysis for JZ
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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