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Jianzhi Education Technology Group CoJZ -1.14%42 Net Current Asset Value is $14.05 as of Dec. 2025, which is 539% above its 10-year median of 2.20. GuruFocus rates JZ with a GF Score™ of 42/100 and a GF Value™ of $40.91 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,751 Software companies, Jianzhi Education Technology Group Co ranks better than 99.2% on this metric.
In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).
JZ'
s Price-to-Net-Current-Asset-Value Range Over the Past 10 Years
Min: 0.11 Med: 2.2 Max: 2.2
Current: 0.13
During the past 7 years, the highest Price-to-Net-Current-Asset-Value Ratio of Jianzhi Education Technology Group Co was 2.20. The lowest was 0.11. And the median was 2.20.
JZ's Price-to-Net-Current-Asset-Value is ranked better than 99.2% of 1751
companies
in the Software industry
Industry Median: 4.99
vs JZ: 0.13
Jianzhi Education Technology Group Co (NAS:JZ) Net Current Asset Value Explanation
Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."
The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]
Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Grahams strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.
Jianzhi Education Technology Group Co Net Current Asset Value Related Terms
Jianzhi Education Technology Group Co Net Current Asset Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jianzhi Education Technology Group Co Net Current Asset Value Chart
JZ vs SLAIY, GLE, GMM: Net Current Asset Value Comparison
For the Information Technology Services subindustry, Jianzhi Education Technology Group Co's Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jianzhi Education Technology Group Co Price-to-Net-Current-Asset-Value vs Software Industry
For the Software industry and Technology sector, Jianzhi Education Technology Group Co's Price-to-Net-Current-Asset-Value distribution charts can be found below:
* The bar in red indicates where Jianzhi Education Technology Group Co's Price-to-Net-Current-Asset-Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Current Asset Value of $14.05 mean?
Jianzhi Education Technology Group Co (JZ) has a Net Current Asset Value of $14.05 as of Dec. 2025. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Jianzhi Education Technology Group Co and its competitors. This is 539% above median its historical median of 2.20. Over the past decade, Jianzhi Education Technology Group Co's Net Current Asset Value has ranged from 0.11 to 2.20. According to the industry distribution chart, Jianzhi Education Technology Group Co ranks #14 out of 1751 companies in the Software industry, placing it in the top 0.8%.
Is Jianzhi Education Technology Group Co's Net Current Asset Value too high?
Jianzhi Education Technology Group Co's current Net Current Asset Value of $14.05 is 539% above median its 10-year median of 2.20. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 2.20. The Software industry median Net Current Asset Value is 4.99. Jianzhi Education Technology Group Co's value of $14.05 is 181.6% above this industry median. Based on the distribution chart, Jianzhi Education Technology Group Co ranks #14 out of 1751 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Jianzhi Education Technology Group Co has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Jianzhi Education Technology Group Co's Net Current Asset Value compare to SLAIY and GLE?
According to the Software industry distribution chart, Jianzhi Education Technology Group Co ranks #14 out of 1751 companies for Net Current Asset Value. This places Jianzhi Education Technology Group Co in the top 1% of its industry — outperforming the majority of peers. The industry median Net Current Asset Value is 4.99. Jianzhi Education Technology Group Co's value of $14.05 is 181.6% above this benchmark. Historically, Jianzhi Education Technology Group Co's own Net Current Asset Value has ranged from 0.11 to 2.20 over the past decade. While the company's 10-year median is 2.20 vs. the industry median of 4.99, Jianzhi Education Technology Group Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for a Software company?
The median Net Current Asset Value among Software companies is 4.99, based on 1,751 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jianzhi Education Technology Group Co's current Net Current Asset Value of $14.05 is 181.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Jianzhi Education Technology Group Co and its competitors. For the Software industry, the median Net Current Asset Value is 4.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jianzhi Education Technology Group Co's current Net Current Asset Value is $14.05, which is 539% above median its own 10-year median of 2.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jianzhi Education Technology Group Co stock overvalued right now?
Based on GuruFocus' analysis, Jianzhi Education Technology Group Co (JZ) is currently considered Possible Value Trap. The stock's GF Value™ is $40.91, compared to a current price of $1.77 — trading 95.7% below its estimated fair value. The current Net Current Asset Value is $14.05, which is 539% above median its 10-year median of 2.20 and 181.6% above the Software industry median of 4.99. Jianzhi Education Technology Group Co's overall GF Score™ is 42/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For Jianzhi Education Technology Group Co (JZ), the current Net Current Asset Value is $14.05 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jianzhi Education Technology Group Co (JZ) Overvalued in 2026?
Based on GuruFocus' analysis, Jianzhi Education Technology Group Co stock appears to be undervalued.
The current stock price of $1.77 is trading 95.7% below its estimated GF Value™ of $40.91.
GuruFocus considers Jianzhi Education Technology Group Co to be Possible Value Trap.
Key valuation signals for JZ:
Net Current Asset Value: $14.05 (539% above median its 10-year median of 2.20)
GF Value™: $40.91 vs. price of $1.77 (95.7% below fair value)
Industry Position: 181.6% above the Software median (#14 of 1751)
No single metric tells the full story. See the JZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jianzhi Education Technology Group Co Ltd engages in developing educational content to fulfill the massive demand for high-quality, professional development training resources in China. The company and its subsidiaries VIE and VIEs generate subscription revenue through selling subscriptions to online learning platforms, higher education institutions, and other institutional customers under a B2B2C model mainly through the platform of Sentu Academy; offering subscriptions concerning educational content in mobile video packages directly to end users under a B2C model through the platforms such as Fish Learning or Light Class, etc. It has single operating segment: Educational content services and other services and IT-related solution services.
42GF Score
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Net Current Asset Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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