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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Jianzhi Education Technology Group Co's retained earnings for the quarter that ended in Dec. 2025 was $-48.43 Mil.
Jianzhi Education Technology Group Co's quarterly retained earnings
declined
from Dec. 2024 ($-44.68 Mil) to Jun. 2025 ($-46.50 Mil) and
declined
from Jun. 2025 ($-46.50 Mil) to Dec. 2025 ($-48.43 Mil).
Jianzhi Education Technology Group Co's annual retained earnings
declined
from Dec. 2023 ($-40.87 Mil) to Dec. 2024 ($-44.68 Mil) and
declined
from Dec. 2024 ($-44.68 Mil) to Dec. 2025 ($-48.43 Mil).
Jianzhi Education Technology Group Co (NAS:JZ) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
Jianzhi Education Technology Group Co Retained Earnings Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jianzhi Education Technology Group Co Retained Earnings Chart
Jianzhi Education Technology Group Co Retained Earnings Calculation
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
What does a Retained Earnings of $-48.43 Mil mean?
Jianzhi Education Technology Group Co (JZ) has a Retained Earnings of $-48.43 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Jianzhi Education Technology Group Co and its competitors.
Is Jianzhi Education Technology Group Co's Retained Earnings too high?
Jianzhi Education Technology Group Co's current Retained Earnings is $-48.43 Mil. Overall, Jianzhi Education Technology Group Co has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Jianzhi Education Technology Group Co's Retained Earnings compare to SLAIY and GLE?
Jianzhi Education Technology Group Co's Retained Earnings of $-48.43 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Software company?
A good Retained Earnings depends on the Software industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Jianzhi Education Technology Group Co and its competitors. Jianzhi Education Technology Group Co's current Retained Earnings is $-48.43 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jianzhi Education Technology Group Co stock overvalued right now?
Based on GuruFocus' analysis, Jianzhi Education Technology Group Co (JZ) is currently considered Possible Value Trap. The stock's GF Value™ is $40.91, compared to a current price of $1.70 — trading 95.8% below its estimated fair value. The current Retained Earnings is $-48.43 Mil. Jianzhi Education Technology Group Co's overall GF Score™ is 42/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Jianzhi Education Technology Group Co (JZ), the current Retained Earnings is $-48.43 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jianzhi Education Technology Group Co (JZ) Overvalued in 2026?
Based on GuruFocus' analysis, Jianzhi Education Technology Group Co stock appears to be undervalued.
The current stock price of $1.70 is trading 95.8% below its estimated GF Value™ of $40.91.
GuruFocus considers Jianzhi Education Technology Group Co to be Possible Value Trap.
Key valuation signals for JZ:
Retained Earnings: $-48.43 Mil
GF Value™: $40.91 vs. price of $1.70 (95.8% below fair value)
No single metric tells the full story. See the JZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jianzhi Education Technology Group Co Ltd engages in developing educational content to fulfill the massive demand for high-quality, professional development training resources in China. The company and its subsidiaries VIE and VIEs generate subscription revenue through selling subscriptions to online learning platforms, higher education institutions, and other institutional customers under a B2B2C model mainly through the platform of Sentu Academy; offering subscriptions concerning educational content in mobile video packages directly to end users under a B2C model through the platforms such as Fish Learning or Light Class, etc. It has single operating segment: Educational content services and other services and IT-related solution services.
42GF Score
Get the complete analysis for JZ
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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