JZ (Jianzhi Education Technology Group Co) Net Debt Paydown Yield % : -3.05% (As of Aug. 19, 2026)

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JZ Jianzhi Education Technology Group Co Ltd JZ
42 GF Score
Price $1.70
GF Value $40.91
Valuation Possible Value Trap
! 5 Warning Signs
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What is Jianzhi Education Technology Group Co Net Debt Paydown Yield %?

Jianzhi Education Technology Group Co JZ -3.95% 42 Net Debt Paydown Yield % is -3.05% as of Aug. 19, 2026. GuruFocus rates JZ with a GF Score™ of 42/100 and a GF Value™ of $40.91 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 2,498 Software companies, Jianzhi Education Technology Group Co ranks worse than 75.18% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Jianzhi Education Technology Group Co's Net Debt Paydown Yield % was -3.05%.


Jianzhi Education Technology Group Co  (NAS:JZ) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Jianzhi Education Technology Group Co Net Debt Paydown Yield % Related Terms


Jianzhi Education Technology Group Co Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Jianzhi Education Technology Group Co's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jianzhi Education Technology Group Co Net Debt Paydown Yield % Chart

Jianzhi Education Technology Group Co Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial 0.00 8.36 -4.42 4.83 -1.47

Jianzhi Education Technology Group Co Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.42 -12.65 4.83 27.54 -1.47

JZ vs SLAIY, GLE, GMM: Net Debt Paydown Yield % Comparison

For the Information Technology Services subindustry, Jianzhi Education Technology Group Co's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jianzhi Education Technology Group Co Net Debt Paydown Yield % vs Software Industry

For the Software industry and Technology sector, Jianzhi Education Technology Group Co's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Jianzhi Education Technology Group Co's Net Debt Paydown Yield % falls into.


JZ
42GF Score
Jianzhi Education Technology Group Co Ltd JZ
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Jianzhi Education Technology Group Co Net Debt Paydown Yield % Calculation

Jianzhi Education Technology Group Co's Net Debt Paydown Yield % for the quarter that ended in Dec. 2025 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 0.99-1.12 )/8.8683
=-1.47 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -3.05% mean?
Jianzhi Education Technology Group Co (JZ) has a Net Debt Paydown Yield % of -3.05% as of Aug. 19, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Jianzhi Education Technology Group Co and its competitors. According to the industry distribution chart, Jianzhi Education Technology Group Co ranks #1878 out of 2498 companies in the Software industry, placing it in the top 75.2%.
Is Jianzhi Education Technology Group Co's Net Debt Paydown Yield % too high?
Jianzhi Education Technology Group Co's current Net Debt Paydown Yield % is -3.05%. Based on the distribution chart, Jianzhi Education Technology Group Co ranks #1878 out of 2498 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Jianzhi Education Technology Group Co has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Jianzhi Education Technology Group Co's Net Debt Paydown Yield % compare to SLAIY and GLE?
According to the Software industry distribution chart, Jianzhi Education Technology Group Co ranks #1878 out of 2498 companies for Net Debt Paydown Yield %. This places Jianzhi Education Technology Group Co in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Software company?
A good Net Debt Paydown Yield % depends on the Software industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Jianzhi Education Technology Group Co and its competitors. Jianzhi Education Technology Group Co's current Net Debt Paydown Yield % is -3.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jianzhi Education Technology Group Co stock overvalued right now?
Based on GuruFocus' analysis, Jianzhi Education Technology Group Co (JZ) is currently considered Possible Value Trap. The stock's GF Value™ is $40.91, compared to a current price of $1.70 — trading 95.8% below its estimated fair value. The current Net Debt Paydown Yield % is -3.05%. Jianzhi Education Technology Group Co's overall GF Score™ is 42/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Jianzhi Education Technology Group Co (JZ), the current Net Debt Paydown Yield % is -3.05% as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jianzhi Education Technology Group Co (JZ) Overvalued in 2026?

Based on GuruFocus' analysis, Jianzhi Education Technology Group Co stock appears to be undervalued. The current stock price of $1.70 is trading 95.8% below its estimated GF Value™ of $40.91. GuruFocus considers Jianzhi Education Technology Group Co to be Possible Value Trap.

Key valuation signals for JZ:

  • Net Debt Paydown Yield %: -3.05%
  • GF Value™: $40.91 vs. price of $1.70 (95.8% below fair value)
  • GF Score™: 42/100 with 5 warning signs

No single metric tells the full story. See the JZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jianzhi Education Technology Group Co Business Description

Address Zhichun Road, 15th Floor, Tower A, Yingdu Building, Haidian District, Beijing, CHN, 100086
Jianzhi Education Technology Group Co Ltd engages in developing educational content to fulfill the massive demand for high-quality, professional development training resources in China. The company and its subsidiaries VIE and VIEs generate subscription revenue through selling subscriptions to online learning platforms, higher education institutions, and other institutional customers under a B2B2C model mainly through the platform of Sentu Academy; offering subscriptions concerning educational content in mobile video packages directly to end users under a B2C model through the platforms such as Fish Learning or Light Class, etc. It has single operating segment: Educational content services and other services and IT-related solution services.
42GF Score

Get the complete analysis for JZ

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.70
Price
$40.91
GF Value