JZ (Jianzhi Education Technology Group Co) Short-Term Debt: $0.99 Mil (As of Dec. 2025)

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JZ Jianzhi Education Technology Group Co Ltd JZ
42 GF Score
Price $1.77
GF Value $40.91
Valuation Possible Value Trap
! 5 Warning Signs
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What is Jianzhi Education Technology Group Co Short-Term Debt?

Jianzhi Education Technology Group Co JZ -1.14% 42 Short-Term Debt is $0.99 Mil as of Dec. 2025. GuruFocus rates JZ with a GF Score™ of 42/100 and a GF Value™ of $40.91 (Possible Value Trap). The stock has 5 warning signs investors should review.

Jianzhi Education Technology Group Co's Short-Term Debt for the quarter that ended in Dec. 2025 was $0.99 Mil.

Jianzhi Education Technology Group Co's quarterly Short-Term Debt increased from Dec. 2024 ($0.96 Mil) to Jun. 2025 ($0.98 Mil) and increased from Jun. 2025 ($0.98 Mil) to Dec. 2025 ($0.99 Mil).

Jianzhi Education Technology Group Co's annual Short-Term Debt declined from Dec. 2023 ($3.06 Mil) to Dec. 2024 ($0.96 Mil) but then increased from Dec. 2024 ($0.96 Mil) to Dec. 2025 ($0.99 Mil).


Jianzhi Education Technology Group Co Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.


Jianzhi Education Technology Group Co Short-Term Debt Related Terms


Jianzhi Education Technology Group Co Short-Term Debt Historical Data

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The historical data trend for Jianzhi Education Technology Group Co's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jianzhi Education Technology Group Co Short-Term Debt Chart

Jianzhi Education Technology Group Co Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Short-Term Debt
Get a 7-Day Free Trial 7.38 0.00 3.06 0.96 0.99

Jianzhi Education Technology Group Co Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.06 0.00 0.96 0.98 0.99
JZ
42GF Score
Jianzhi Education Technology Group Co Ltd JZ
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of $0.99 Mil mean?
Jianzhi Education Technology Group Co (JZ) has a Short-Term Debt of $0.99 Mil as of Dec. 2025.
Is Jianzhi Education Technology Group Co's Short-Term Debt too high?
Jianzhi Education Technology Group Co's current Short-Term Debt is $0.99 Mil. Overall, Jianzhi Education Technology Group Co has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Jianzhi Education Technology Group Co's Short-Term Debt compare to SLAIY and GLE?
Jianzhi Education Technology Group Co's Short-Term Debt of $0.99 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Software company?
A good Short-Term Debt depends on the Software industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Jianzhi Education Technology Group Co's current Short-Term Debt is $0.99 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jianzhi Education Technology Group Co stock overvalued right now?
Based on GuruFocus' analysis, Jianzhi Education Technology Group Co (JZ) is currently considered Possible Value Trap. The stock's GF Value™ is $40.91, compared to a current price of $1.77 — trading 95.7% below its estimated fair value. The current Short-Term Debt is $0.99 Mil. Jianzhi Education Technology Group Co's overall GF Score™ is 42/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Jianzhi Education Technology Group Co (JZ), the current Short-Term Debt is $0.99 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jianzhi Education Technology Group Co (JZ) Overvalued in 2026?

Based on GuruFocus' analysis, Jianzhi Education Technology Group Co stock appears to be undervalued. The current stock price of $1.77 is trading 95.7% below its estimated GF Value™ of $40.91. GuruFocus considers Jianzhi Education Technology Group Co to be Possible Value Trap.

Key valuation signals for JZ:

  • Short-Term Debt: $0.99 Mil
  • GF Value™: $40.91 vs. price of $1.77 (95.7% below fair value)
  • GF Score™: 42/100 with 5 warning signs

No single metric tells the full story. See the JZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jianzhi Education Technology Group Co Business Description

Address Zhichun Road, 15th Floor, Tower A, Yingdu Building, Haidian District, Beijing, CHN, 100086
Jianzhi Education Technology Group Co Ltd engages in developing educational content to fulfill the massive demand for high-quality, professional development training resources in China. The company and its subsidiaries VIE and VIEs generate subscription revenue through selling subscriptions to online learning platforms, higher education institutions, and other institutional customers under a B2B2C model mainly through the platform of Sentu Academy; offering subscriptions concerning educational content in mobile video packages directly to end users under a B2C model through the platforms such as Fish Learning or Light Class, etc. It has single operating segment: Educational content services and other services and IT-related solution services.
42GF Score

Get the complete analysis for JZ

Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.77
Price
$40.91
GF Value