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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Pennant International Group's Debt-to-EBITDA or its related term are showing as below:
LSE:PEN'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -63.94 Med: -1.12 Max: 2.02
Current: -2.25
During the past 13 years, the highest Debt-to-EBITDA Ratio of Pennant International Group was 2.02. The lowest was -63.94. And the median was -1.12.
LSE:PEN's Debt-to-EBITDA is ranked worse than 100% of 1725
companies
in the Software industry
Industry Median: 1.09
vs LSE:PEN: -2.25
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Pennant International Group Debt-to-EBITDA Related Terms
Pennant International Group Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:PEN vs QH, SHOP, UBER: Debt-to-EBITDA Comparison
For the Software - Application subindustry, Pennant International Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pennant International Group Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Pennant International Group's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Pennant International Group's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
Pennant International Group (LSE:PEN) has a Debt-to-EBITDA of 2.84 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pennant International Group. According to the industry distribution chart, Pennant International Group ranks #999999 out of 1725 companies in the Software industry.
Is Pennant International Group's Debt-to-EBITDA too high?
Pennant International Group's current Debt-to-EBITDA is 2.84. The Software industry median Debt-to-EBITDA is 1.09. Pennant International Group's value of 2.84 is 160.6% above this industry median. Based on the distribution chart, Pennant International Group ranks #999999 out of 1725 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Pennant International Group has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pennant International Group's Debt-to-EBITDA compare to QH and SHOP?
According to the Software industry distribution chart, Pennant International Group ranks #999999 out of 1725 companies for Debt-to-EBITDA. This places Pennant International Group in the lower half of its industry. The industry median Debt-to-EBITDA is 1.09. Pennant International Group's value of 2.84 is 160.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,725 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pennant International Group's current Debt-to-EBITDA of 2.84 is 160.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Pennant International Group. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pennant International Group's current Debt-to-EBITDA is 2.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pennant International Group stock overvalued right now?
Based on GuruFocus' analysis, Pennant International Group (LSE:PEN) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.21, compared to a current price of £0.30 — trading 40.5% above its estimated fair value. The current Debt-to-EBITDA is 2.84 and 160.6% above the Software industry median of 1.09. Pennant International Group's overall GF Score™ is 41/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Pennant International Group (LSE:PEN), the current Debt-to-EBITDA is 2.84 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pennant International Group (LSE:PEN) Overvalued in 2026?
Based on GuruFocus' analysis, Pennant International Group stock appears to be overvalued.
The current stock price of £0.30 is trading 40.5% above its estimated GF Value™ of £0.21.
GuruFocus considers Pennant International Group to be Significantly Overvalued.
Key valuation signals for LSE:PEN:
Debt-to-EBITDA: 2.84
GF Value™: £0.21 vs. price of £0.30 (40.5% above fair value)
Industry Position: 160.6% above the Software median (#999999 of 1725)
No single metric tells the full story. See the LSE:PEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pennant International Group PLC is engaged in the delivery of integrated support solutions. The company has three operating segments: Systems Support Software; Technical Services; and, Training Systems delivered for financial reporting purposes presented as two cash generating units Software & Services and Training Systems. It offers a range of services that cover training equipment, hardware, and related support, including simulation, virtual reality, and computer-based training, technical documentation, media development, software development, and related consultancy. It operates in four geographical areas - the United Kingdom, USA, Canada, and Australia of which the United Kingdom contributes majority of the total revenue.
41GF Score
Get the complete analysis for LSE:PEN
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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